Browsing Tag
Saving for Retirement
79 posts
Saving for retirement means regularly setting aside a portion of your paycheck into a tax-advantaged investment account to build long-term financial security. With a 401(k), contributions are typically made pre-tax (or after-tax with a Roth 401(k)), allowing your money to grow through investments like mutual funds. Many employers also offer matching contributions, which can boost your savings. Over time, consistent contributions and compound growth help you accumulate a nest egg you can use to support yourself after you stop working.
Affordability Squeeze Makes Americans More Risk Averse, F&G Survey Finds
F&G’s latest Risk Tolerance Tracker shows 77% of Americans are growing more financially cautious as inflation, healthcare costs, AI and job-market uncertainty fuel stress and threaten retirement confidence—especially among those in their 40s
The 401(k) ‘Race’ is a Marathon
Most can’t sprint their way to retirement, says Jack Towarnicky
Trump Touts Strength of 401(k)s; Downplays Rumored Use for Housing Down Payments
President says he’s “not a huge fan” of proposal during Air Force One press gaggle returning from Davos
A Simple Formula for Retirement with Dignity
Ron Surz says retiring with dignity doesn’t have to be complicated, but many Baby Boomers heavily invested in target-date funds don’t realize they may be putting that dignified retirement at great risk
Gen Z, Millennials Get Ahead at Saving for Retirement
These age groups are also more engaged with retirement planning and are likelier to seek help from retirement plan providers and advisors, Nationwide reports
Gen X Predicts Retiring $400,000 Short of What They Think’s Needed
Schroders study finds most Gen Xers approaching retirement without a financial plan or advisor
Workers Consider Needing $1M to Retire
Yet only 27% believe they’ll hit that goal, reports Betterment at Work
Gen X Didn’t Prioritize Retirement Saving Until 50—Can They Catch up?
Study finds 6 in 10 non-retired Gen Xers didn’t view it as a serious priority until age 50 or later, creating a domino effect
A Third of Fidelity 401(k)s Have Adopted Auto Portability
Fidelity’s Q3 2025 Retirement Trends Report also shows rising interest in Roths, record-high average account balances
The Confidence Connection: How Retirement Consultants Empower Savers
Lincoln Financial’s Jason Crane explains the measurable impact of retirement consultants on employees’ confidence in their financial futures