Browsing Tag
Saving for Retirement
83 posts
Saving for retirement means regularly setting aside a portion of your paycheck into a tax-advantaged investment account to build long-term financial security. With a 401(k), contributions are typically made pre-tax (or after-tax with a Roth 401(k)), allowing your money to grow through investments like mutual funds. Many employers also offer matching contributions, which can boost your savings. Over time, consistent contributions and compound growth help you accumulate a nest egg you can use to support yourself after you stop working.
Why Millions of Eligible Workers Do Not Contribute to Their Retirement Plans: It’s Not What You Think
Ascensus research finds lack of awareness and understanding of plan features drives inaction much more than perceived unaffordability
5 Reasons Why Bridging Retirement Savings Plan Gap is Crucial
TIAA’s Tim Pitney says expanding access to workplace plans is both an economic and moral imperative
Americans Remain at ‘Elevated Risk’ for Retirement Readiness: Index
Updated Retirement Readiness Index from IRALOGIX shows improvement, but highlights persistent gaps in resilience, healthcare planning, and long-term preparedness
Americans Without Access to Workplace Retirement Plan Probably Not Saving at All
New NIRS report finds many still lack access to employer-provided plans and tend not to save for retirement because of it
Affordability Squeeze Makes Americans More Risk Averse, F&G Survey Finds
F&G’s latest Risk Tolerance Tracker shows 77% of Americans are growing more financially cautious as inflation, healthcare costs, AI and job-market uncertainty fuel stress and threaten retirement confidence—especially among those in their 40s
The 401(k) ‘Race’ is a Marathon
Most can’t sprint their way to retirement, says Jack Towarnicky
Trump Touts Strength of 401(k)s; Downplays Rumored Use for Housing Down Payments
President says he’s “not a huge fan” of proposal during Air Force One press gaggle returning from Davos
A Simple Formula for Retirement with Dignity
Ron Surz says retiring with dignity doesn’t have to be complicated, but many Baby Boomers heavily invested in target-date funds don’t realize they may be putting that dignified retirement at great risk
Gen Z, Millennials Get Ahead at Saving for Retirement
These age groups are also more engaged with retirement planning and are likelier to seek help from retirement plan providers and advisors, Nationwide reports
Gen X Predicts Retiring $400,000 Short of What They Think’s Needed
Schroders study finds most Gen Xers approaching retirement without a financial plan or advisor