Browsing Tag
Target Date Funds (TDF)
273 posts
What Q1 Stock Setback Means to TDF Investors—Imprudence that was Hiding Until Now
Ron Surz says most target date funds are not diversified, but undiversified concentration in US stocks and bonds was helping until now. Diversified glidepaths perform best in Q1
State Street’s IncomeWise Target Retirement Strategies Coming to Voya
ABA Retirement Funds Program to become first adopter on the Voya platform
The Yin and Yang of Personalized 401(k) Investments
Ron Surz says personalized products are not all the same. Personalization requires interaction
Target Date Trends: 15% Growth in 2024; Fees Continue to Fall
New Sway Research report breaks down developments including CIT growth, Vanguard’s new milestone, BlackRock’s LifePath Paycheck intro, and the ongoing decline in fees
Vanguard Agrees to $106 Million Fine to Settle SEC Charges Over Target Date Fund Violations
Settlement announced by SEC order today stems from Dec. 2020 move to significantly lower minimum initial investment amount of its Institutional TRFs
Smart Personalized 401(k) Investments
Ron Surz says personalization is for the wealthy because they do not default. For the poor who do default, the answer is “personalized” safety for all in their QDIA
Personalized Target Date Accounts Provide Ability to Manage Risk Preferences
Ron Surz says fund managers are coming to market with PTDAs melding target date glidepaths with managed accounts, removing the one-size-fits-all shortcoming of TDFs
The Road to Better Retirement Outcomes with MFS’ Jeri Savage
In this episode, discover retirement saving trends, financial priorities, and misconceptions about target date funds from the latest MFS survey.
Echo Boomers are the Next Retirement Wave. What Will Target Date Funds Look Like for Them?
While Baby Boomers will likely not benefit from TDF improvements, Ron Surz says Millennials should
Recommendations to the ERISA Advisory Council Regarding Target Date Funds
Ron Surz stresses that TDFs need better protections in recommendations to the Council