Browsing Tag

Target Date Funds (TDF)

318 posts

Target date funds (TDF) , also known as lifecycle or target-retirement funds, are investment funds designed to automatically adjust their asset allocation over time to become more conservative as a specific target date (usually a retirement year) approaches. They offer a convenient “set-it-and-forget-it” approach to investing, particularly for retirement savings.

2 minute read

‘MPI Stylus Web’ Debuts as 401(k) Analytics, Reporting Tool for Advisors

Plan analysis, monitoring and reporting tool intended to increase retirement plan advisor capabilities and competitiveness

byBrian Anderson

March 28, 2023

3 minute read

A Modest Proposal for Just Two Target Date Fund Benchmarks

As in "safe" vs. "risky"—and Ron Surz recommends using them to focus exclusively on performance in the Risk Zone

byRon Surz

March 21, 2023

2 minute read

Who Suffers the Most in an Investment Market Crash?

Ron Surz says the pain meter is highest in the retirement “Risk Zone” when both rich and poor suffer the most

byRon Surz

March 17, 2023

2 minute read

Annexus Retirement Solutions, iJoin Partner on Lifetime Income Solution for TDFs

Deal makes target date funds with ARS’ Lifetime Income Builder more accessible to retirement plan advisors

byBrian Anderson

March 16, 2023

4 minute read

Saving for Retirement: No One Size Fits All

LeafHouse’s Michael Garberich makes a case for personalized managed accounts

byMichael Garberich

March 7, 2023

2 minute read

Target Date Funds are Not Protecting Those Near Retirement

Ron Surz says most TDFs are too risky at their target date and that protection should be a requirement, but it’s not

byRon Surz

March 1, 2023

3 minute read

Higher Default Savings Rates Lead to More Retirement Contributions

Recent findings by industry leaders David Blanchett, Michael Finke, and Zhikun Liu explore the relationship between default savings rates and investment decisions

byAmanda Umpierrez

February 17, 2023