Browsing Tag
Target Date Funds (TDF)
306 posts
Target date funds (TDF) , also known as lifecycle or target-retirement funds, are investment funds designed to automatically adjust their asset allocation over time to become more conservative as a specific target date (usually a retirement year) approaches. They offer a convenient “set-it-and-forget-it” approach to investing, particularly for retirement savings.
What a Volatile 2020 Taught Portfolio Managers About 401(k) TDFs
Target-date funds were created with long-term investing in mind, designed to withstand the ups and downs of the…
How to Vet Target-Date Funds
Target date funds (TDFs) differ significantly in terms of asset classes, glide path, fulfillment, and fees. It is a rich variety to choose from and at the same time may add to one’s perplexity. So, how do plan sponsors evaluate a TDF series?
A Response to a Congressional Request to Review Target Date Funds
On May 6, 2021, Senator Patty Murray, D-Wash., Chair of the Health, Education, Labor, and Pensions (HELP) Committee,…
T. Rowe Price Lowers TDF Expenses, Introduces ‘Retirement Blend’ Fund Series
T. Rowe Price Group announced Monday it will reduce expenses across its suite of target date mutual funds…
3 Funds Favored by Public Sector DC Plan Participants
Despite access to a myriad of choices, the majority of participants in public defined contribution retirement plans favor…
401k Plan Balances, Contribution Rates Hit Record Highs: Alight
Another report is out showing record 401k balances at the end of 2020, and some good news on…
Help Participants by Cutting Back on Need to Make Decisions: Broadridge Fi360 Conference
Don’t ask 401k plan participants to make decisions they aren’t qualified to make—where the wrong choice can compromise…
Equity Exposure in 401(k)s Hit 20-Year-High in April
401k equity exposure reached its highest level in 20 years this April as steady trades and market gains pushed allocations higher.
Concern Over ‘Certain’ TDF Risks Prompt Congressional Request for GAO Review
Concern over “certain aspects” of target-date funds prompted Chairs of two congressional committees to send a letter to…
TDFs Know You’re Not Paying Attention, So They Underperform: Paper
“Set it and forget it” just took on a nefarious new meaning according to recent research from three…