Browsing Tag
Target Date Funds (TDF)
306 posts
Target date funds (TDF) , also known as lifecycle or target-retirement funds, are investment funds designed to automatically adjust their asset allocation over time to become more conservative as a specific target date (usually a retirement year) approaches. They offer a convenient “set-it-and-forget-it” approach to investing, particularly for retirement savings.
Over the Target: Custom TDFs and Managed Accounts in 401(k) Plans
Much is made of the increasing need—and demand—for customization in retirement plans, and custom target-date funds and managed accounts.
A Bursting Bubble’s Effect on the 401(k)
It would appear that nothing can pop the current stock market bubble, but there is one pretty straightforward…
AFL-CIO Collaboration Develops Target Date CIT Funds for DC Plans
Long known for providing pension plans, the AFL-CIO is teaming up with Wilmington Trust and BNY Mellon to…
Target-Date Fund Assets Up, Flows Down
Assets grew but flows slowed, making for good and bad news about target-date funds in the difficult year…
Evaluating Target Date Funds Is A 401(k) Fiduciary Responsibility
Surveys show that the overwhelming majority of 401(k) plans offer target date funds as part of their investment…
How TDF Design Can Impact Investor Behavior
The pandemic highlighted the need for a backstop against TDF investors' panic-based behavior, according to insight from PIMCO.
Target Date Funds Continue Their 401(k) DC Plan Domination
Little surprise, target date funds (TDF) are a popular choice for 401(k) plans’ investment lineups, especially among younger…
Retirement Readiness: How Plan Participants Are Faring in 2021
How are 401(k) participants reacting to all that’s happening, and how does it compare with the complexities of…
Few 401(k) Plans Currently Offer Alternatives Within TDFs
401(k) ESG investments remain limited, with only 24% of plan sponsors adopting sustainable options in recent years.
Episode 18—David Blanchett on the Benefit of Downturns and How Target Funds Should Really Be Used
We try to get Dr. David Blanchett, Morningstar’s Head of Retirement Research, to commit to settling an important debate once…