Browsing Tag
Target Date Funds (TDF)
304 posts
Target date funds (TDF) , also known as lifecycle or target-retirement funds, are investment funds designed to automatically adjust their asset allocation over time to become more conservative as a specific target date (usually a retirement year) approaches. They offer a convenient “set-it-and-forget-it” approach to investing, particularly for retirement savings.
By Default: DC Plan Adoption of Auto Features Still Rising
Nowadays, employees have to “opt out” more than they have to “opt in” when it comes to company…
Target-Date Funds Surged to $2.3 Trillion in 2019
Assets in target-date mutual funds and CITs shattered the $2 trillion mark in 2019, reaching $2.29 trillion by…
4 Critical Questions When Choosing Suitable Target-Date Funds
Fiduciaries that focus solely on target-date fund performance and fees while ignoring demographics and glide path structure (among…
Is Adoption of Innovative 401(k) Plan Features Over?
Innovation in the 401(k) space since the passage of the Pension Protection Act in 2006 has led to…
2020 Plan Sponsor Focus: Fees, Participant Communication
For the fourth year in a row, plan sponsors ranked “reviewing plan fees” as the most important step…
How and Why Do 401(k) Participants Accept TDF Default Options?
By now it’s generally accepted that 401(k) and similar defined contribution plan defaults are good, since they get…
November Was Light Month for 401(k) Trading Activity
November was a time to give thanks for positive participant behavior. The month saw the lightest amount of…
December Top Advisor by Participant Outcomes (TAPO)—Jerry Lynch
Funds, Fees and Fast Food We admit we were surprised by Jerry Lynch’s answer to a question about…
Top SEC Compliance Issues with Target-Date Funds
The SEC recently took a closer look at certain target-date funds, and while it liked what they saw…
Target-Date Fund Users Contribute Less Than Non-TDF Counterparts
Target-date funds are often credited with better investing behavior on the part of participants, ensuring they get—and stay—invested…