Browsing Tag
Target Date Funds (TDF)
304 posts
Target date funds (TDF) , also known as lifecycle or target-retirement funds, are investment funds designed to automatically adjust their asset allocation over time to become more conservative as a specific target date (usually a retirement year) approaches. They offer a convenient “set-it-and-forget-it” approach to investing, particularly for retirement savings.
Target Date Funds MUST Innovate to Continue QDIA Dominance: Study
Target-date fund products continue to dominate the Qualified Defined Investment Alternatives (QDIA) landscape; however, providers must innovate beyond…
Ten Years Later: What have Target Date Funds Learned About Recessions and 401(k) Plans?
The global financial crisis is more than ten years in the rear-view mirror and equity markets have reached new highs. A spurt of volatility at the end of 2018 reminded us just how painful a 10% drawdown in one month... Article Sponsored by: Franklin Templeton
Why 401(k) Target-Date Funds Are ‘Struggling’
The struggle is real. Target-date funds may be the go-to allocation for most 401(k) sponsors and participants, but…
401(k) Target Date Allocations: Either You’re In or Out
Debate has long raged over a target-date fund’s (TDF) role in the portfolio, and whether including other products…
Target-Date Funds—Eyes on the Price
The Dow Jones Industrial Average lost 777 points on Sept. 29, 2008, and kept falling. It didn’t hit its…
Will Your Target-Date Fund Trigger a Fiduciary Lawsuit?
Target-date funds may be the ticking time bomb of ERISA litigation. There are major differences among target-date funds,…
Do Target-Date Funds Encourage Riskier 401k Allocation Decisions?
What effect do target-date funds have on 401k plan participants’ asset allocation? Aside from “set it and forget…
A Decade After Financial Crisis, Americans Cautious But Optimistic
It’s now been over 10 years since the financial crisis of 2008 wreaked havoc on the financial situations…
Support Grows for Keeping Assets in 401(k) Plans After Retirement
Retirement Income Design is key as consultants urge plan sponsors to add flexible solutions to better support retirees.
No Surprise—Price Dominates 401(k) Target-Date Fund Market
Assets in target-date mutual funds shrank in 2018, but the overall market grew, as providers gathered assets into…