Browsing Tag
Target Date Funds (TDF)
318 posts
Target date funds (TDF) , also known as lifecycle or target-retirement funds, are investment funds designed to automatically adjust their asset allocation over time to become more conservative as a specific target date (usually a retirement year) approaches. They offer a convenient “set-it-and-forget-it” approach to investing, particularly for retirement savings.
Do Target-Date Funds Encourage Riskier 401k Allocation Decisions?
What effect do target-date funds have on 401k plan participants’ asset allocation? Aside from “set it and forget…
A Decade After Financial Crisis, Americans Cautious But Optimistic
It’s now been over 10 years since the financial crisis of 2008 wreaked havoc on the financial situations…
Support Grows for Keeping Assets in 401(k) Plans After Retirement
Retirement Income Design is key as consultants urge plan sponsors to add flexible solutions to better support retirees.
No Surprise—Price Dominates 401(k) Target-Date Fund Market
Assets in target-date mutual funds shrank in 2018, but the overall market grew, as providers gathered assets into…
It’s Time for a Better 401(k) QDIA Solution
WTW paper says it’s time for plan sponsors to consider alternatives to the three existing QDIAs that can improve participant outcomes.
How High Should Auto-Escalation Go in 401(k) Plans?
We ask Anne Lester, portfolio manager and Head of Retirement Solutions for J.P. Morgan Asset Management, about target-date funds, the 'auto' revolution and more.
Major Trends in 401(k) Fund Menus
Target Date Funds in retirement plans help simplify investing, reduce risk, and improve outcomes through automatic allocation and rebalancing.
How Do Custom Target Date Funds Measure Up?
Custom target-date strategies research reveals $430B market growth, allocation trends, and insights for retirement plan investors.
401(k) Target Date Fund Fees Fall
The news comes as part of a larger examination of expense ratios overall, with average equity, hybrid, and bond mutual funds trending downward for decades.
Major Trends in 401(k) Target Date Funds
Since their inclusion as a qualified default investment alternative (QDIA) under the Pension Protection Act of 2006, target…