Browsing Tag
Target Date Funds (TDF)
304 posts
Target date funds (TDF) , also known as lifecycle or target-retirement funds, are investment funds designed to automatically adjust their asset allocation over time to become more conservative as a specific target date (usually a retirement year) approaches. They offer a convenient “set-it-and-forget-it” approach to investing, particularly for retirement savings.
When ‘Risk On’ Fades, TDFs Face the Prudence Test. Baby Boomers Beware.
Ron Surz says that when the next crash happens, “Risk Off” target date funds will demonstrate the importance of prudence. Unfortunately, he says most participants in TDFs will suffer the consequences of “Risk On.”
AI, TDFs, Social Security Education Among Top Employer Resources
A new Transamerica Center for Retirement Studies report looks at the leading benefits offered by today’s plan sponsors
J.P. Morgan Taps Economic Leader to Multi-Assets Solutions Business
Firm says Geng Ngarmboonanant’s history as economic policy expert will meet boosted demand for market insights
Participants Establish Need for Personalized Target-Date Solutions
A study shows that a small percentage of participants are investing in different target years, highlighting a possible opening for personalized target-date solutions
Younger Investors Favor TDFs, But Knowledge Gaps Persist
Among investors who used multiple investment types, 63% allocated towards TDFs, balanced funds, or both, finds a collaborative report by EBRI and NAGDCA
State Street Launches Target-Date Platform for DC Investors
The platform will provide exposure to public markets through index strategies managed by SSGA
What Q1 Stock Setback Means to TDF Investors—Imprudence that was Hiding Until Now
Ron Surz says most target date funds are not diversified, but undiversified concentration in US stocks and bonds was helping until now. Diversified glidepaths perform best in Q1
State Street’s IncomeWise Target Retirement Strategies Coming to Voya
ABA Retirement Funds Program to become first adopter on the Voya platform
The Yin and Yang of Personalized 401(k) Investments
Ron Surz says personalized products are not all the same. Personalization requires interaction
Target Date Trends: 15% Growth in 2024; Fees Continue to Fall
New Sway Research report breaks down developments including CIT growth, Vanguard’s new milestone, BlackRock’s LifePath Paycheck intro, and the ongoing decline in fees