Browsing Tag
TIAA
57 posts
Why We Struggle With 401(k) Saving
People are bad at delayed gratification. Who knew? “Given the choice between a smaller immediate payout or a…
Concerns Over SECURE Act Annuity, Stretch IRA Provisions
The retirement reform-focused SECURE Act (H.R. 1994) has an unusual level of bipartisan support, as evidenced by the…
The Benefits of Direct Real Estate Investing in 401k Target Date Funds
Keep a steady course, change it up, consider new investment menu options—it’s that time of year again, and…
401k Plan Sponsors Seriously Worried About Employee Retirement Chances
Should 401k advisors be banging HSA and annuity (or rather “guaranteed income”) options harder? Yes, if we’re to…
How Does 401k Plan Leakage Affect Automatic Enrollment?
Dispiriting news. While automatic enrollment certainly helps boost retirement plan participation and contributions, its ultimate impact on overall…
How Damaging is Financial Overconfidence to Older 401k Savers?
There’s a fine line between confidence and overconfidence, and when it comes to financial matters, crossing into the…
Just How Low is 401k Financial Literacy?
“Most Americans lack personal finance knowledge necessary to make appropriate financial decisions in the normal course of life.”…
A Key to Better 401k Financial Literacy?
Less talk, more action. It’s the main finding of a recent study about financial literacy and decision-making, especially…
Americans Want Annuities (Wait, What?) in Retirement Plans
Only a third of workers have access to retirement plans that offer a “secure income stream for life,”…
Lack of Retirement Readiness Sparks Plan Sponsor Concern
A recent survey of plan sponsors in the not-for-profit (NFP) sector provides a host of suggestions for improving…