Browsing Tag
Withdrawal Rate
4 posts
A 401(k) withdrawal rate refers to the percentage of your retirement savings that you can safely withdraw each year, aiming to make your money last throughout your retirement while maintaining a comfortable lifestyle. It’s a key factor in retirement planning, as it helps determine how much income you can generate from your 401(k) and how long your savings will last.
The ‘4% Rule’ is Back: Morningstar
Prospects for retirement income look a bit brighter as new research paper raises the safe starting withdrawal rate back to the standard 4%
Morningstar Inches Closer to 4% with 3.8% Safe Withdrawal Rate
Despite inflation and market volatility, recent research from Morningstar raises the withdrawal rate from 3.3% in 2021
3.3% Safe Withdrawal Rate is the New 4%: Morningstar
When it comes to a safe withdrawal rate for retirees, 4% has long been the accepted standard. A new report from Morningstar Research lowers that, but also offers ideas for how the rate could actually exceed 4%
Retirement Income Silver Bullet for 401(k) Participants?
The complexity of the retirement income puzzle has many wondering if it will ever be solved. Luckily, academia is on the case.