President Trump’s 2026 State of the Union announcement of a new retirement plan for workers without 401(k) access could mark one of the most significant shifts in U.S. retirement policy in years. The proposal—featuring a federal matching contribution of up to $1,000 annually—raises important questions about structure, funding, administration, and interaction with existing laws like SECURE 2.0.
This page serves as 401(k) Specialist’s central hub for ongoing coverage, analysis, and industry reaction to the proposal as more information emerges.
Latest Retirement Policy News
Trump Retirement Proposal Raises Major Policy Questions
Plenty of questions surround President’s State of the Union retirement plan tease, including…
5 Reasons Why Bridging Retirement Savings Plan Gap is Crucial
TIAA’s Tim Pitney says expanding access to workplace plans is both an economic and moral imperative
Industry Groups Respond to Trump’s Retirement Plan for Workers Lacking 401(k) Access
Trump’s announcement prompted reactions from the ICI, ARA, IRI, and more
Trump Floats New Retirement Plan for Workers Without 401(k)s During State of the Union
Absent details, President Trump announces that next year workers will be given “access to…
Trump Accounts News
Trump Accounts Not Subject to ERISA: Industry Wants Certainty
In comments to Treasury and the IRS, organizations sound off on how the new accounts can be…
The Businesses and Billionaires Promising Trump Account Contributions
Numerous organizations and philanthropists have come out in recent weeks and days with…
JPMorganChase Pledges $1K Contribution to Trump Accounts
The firm joins Russell Investments, the ICI, and philantrophists who have committed to…
Russell Investments, ICI, Pledge Trump Account Contributions
The news follows contribution announcements from billionaires Ray Dalio and Michael and Susan Dell
Schwab to Match Treasury’s Trump Account Contribution for Its Employees
Move will double federal government’s initial $1,000 seed money for eligible children
Trump is No Franklin, But…
Jack Towarnicky explains why he is super excited about the opportunity and possibilities…
Trump Accounts Website Goes Live as Ray Dalio Pledges Contribution
The billionaire follows the lead of the Dell Foundation, who announced in December a $6.25B pledge
Treasury, IRS Release Guidance on ‘Trump Accounts’
Guardians will be able to use Form 4547 to enroll in a “Trump Account” program
Dell Foundation Donates $6.25B to ‘Trump Accounts’
Billionaires Michael and Susan Dell said they will give $250 to 25 million children ages 10…
ICI Urges Competitive Marketplace for Trump Accounts
The Investment Company Institute recommended the Treasury Department incorporate an open…