Wealthiest and Safest Retirement Towns 1-5
5. Georgetown, Texas
Located 30 miles north of Austin, Georgetown is known as the “Red Poppy” capital of Texas for the red poppy wildflowers planted throughout the city. Georgetown’s Red Poppy Festival, which attracts tens of thousands of visitors annually, is held in April each year on the historic square. It has a population of 96,312 (2023).
• Violent crime per 1,000 residents: 1.59
• Property crime rate per 1,000 residents: 11.71
• Ages 65+ average retirement income: $46,886
• Single-family average home value: $442,904
• Livability score: 83
4. Rancho Palos Verdes, California
Rancho Palos Verdes is a coastal city located in south Los Angeles County. It ranked as America’s richest retirement town in 2024 with a median household income of $166,747. It has a population of 39,980 (2023).
• Violent crime per 1,000 residents: 1.18
• Property crime rate per 1,000 residents: 8.48
• Ages 65+ average retirement income: $72,238
• Single-family average home value: $1,913,039
• Livability score: 58
3. Bella Vista, Arkansas
Bella Vista is a city in Benton County which has taken advantage of the natural setting within the Springfield Plateau of the Ozark Mountains since first established in 1917 as a summer resort destination. It has a population of 32,368 (2023).
• Violent crime per 1,000 residents: 1.48
• Property crime rate per 1,000 residents: 3.81
• Ages 65+ average retirement income: $32,209
• Single-family average home value: $336,590
• Livability score: 65
2. Pinehurst, North Carolina
Pinehurst, known formally as The Village of Pinehurst, is a village in Moore County known as a golfer’s paradise. Pinehurst’s economic health is robust, with higher-than-average income levels compared to other parts of the state. The median household income is considerable, suggesting a stable and affluent community. It has a population of 18,449 (2023).
• Violent crime per 1,000 residents: 0.43
• Property crime rate per 1,000 residents: 3.40
• Ages 65+ average retirement income: $50,351
• Single-family average home value: $542,557
• Livability score: 73
1. Oro Valley, Arizona
Oro Valley, incorporated in 1974, is a suburban town located 6 miles north of Tucson, in Pima County. It is home to the Tohono Chul Park—deemed “One of the World’s Ten Best Botanical Gardens” by Travel+Leisure magazine. It has a population of 48,311 (2023).
• Violent crime per 1,000 residents: 0.57
• Property crime rate per 1,000 residents: 11.41
• Ages 65+ average retirement income: $52,098
• Single family average home value: $525,380
• Livability score: 81
SEE ALSO:
• 10 Most Expensive U.S. Retirement Communities
• Big Changes in U.S. News 2025 ‘Best Places to Retire’ List
Veteran financial services industry journalist Brian Anderson joined 401(k) Specialist as Managing Editor in January 2019. He has led editorial content for a variety of well-known properties including Insurance Forums, Life Insurance Selling, National Underwriter Life & Health, and Senior Market Advisor. He has always maintained a focus on providing readers with timely, useful information intended to help them build their business.
