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401(k) Specialist stands out as the go-to source for hot topics surrounding 401(k) plans, catering to those who seek the latest and most impactful discussions in the retirement planning sphere. It provides timely, in-depth analysis on emerging trends, legislative changes, and innovative strategies that are shaping the future of retirement savings. By featuring expert commentary and critical insights, 401(k) Specialist not only informs but also engages its audience in meaningful conversations about improving 401(k) outcomes. For anyone looking to stay ahead in the rapidly evolving world of 401(k) planning, this magazine is an indispensable resource, constantly at the forefront of industry hot topics, developments and debates.
An Exemplary Multiemployer 401(k) Plan
Ron Surz says “retire with dignity’ is the guiding mission of this union 401(k), a “poster child” for what he says a defined contribution plan should be
Why the Future is Now Brighter for Small-Balance Retirement Accounts
Tom Hawkins explains two key developments that dramatically improve the outlook for retirement accounts with small balances
Which Annuities are Good for Retirement?
Annuity Research and Consulting Co-Founder Mark Chamberlain makes the case for doing insurer counterparty risk evaluations independently of ratings agencies
TDFs: Actions Speak Louder Than Words
Action: Sponsors choose TDFs that are 90% risky at their target date; Words: Sponsors say they want TDFs to protect near retirement
Target Date Funds Do NOT Reduce Risk Through Time, Except a Few TDFs
The prospect that interest rates might actually increase exposes most TDFs to an interesting dilemma. Ron Surz explains…
3 Shocking Facts You Should Know About Target Date Funds
Despite their popularity, Ron Surz says target date funds have serious deficiencies, but a few problems are shockingly imprudent and unrecognized
Is an Unorganized Approach to Financial Planning Ever Optimal?
Most younger workers need a simpler, holistic option
Private Real Estate in DC Plans: The Next 10 Years
Greg Jenkins and Jani Venter outline four reasons why they believe this asset class will continue to make inroads into defined contribution plans over the coming decade
Let Ben Franklin Create ‘Middle Class Millionaires,’ Eradicate Poverty in America
Jack Towarnicky makes the case for the Benjamin Franklin Child Roth IRA
Rising Healthcare Costs Discourages Consumers from Enrolling
Over half of respondents listed pricey healthcare costs as a barrier to not enrolling in their health plan, finds HSA Bank