The Claiming Age Clarity Act
The Claiming Age Clarity Act was first introduced in September 2025 before advancing the House Committee on Ways and Means in a 41-1 vote later that month.
If passed, it would substitute terms like “full retirement age” and “normal retirement age” to “standard monthly benefit age.” It would also replace the term “early eligibility age” with “minimum monthly benefit age,” and reject the term “delayed retirement credit” to be swapped with “maximum monthly benefit age.”
The bill seeks to provide clarity on when seniors can claim benefits for Social Security and modernize the terminology associated with it. It also hopes to deter future beneficiaries from claiming at an earlier age so individuals can maximize on their benefits.
The bill has since been received in the Senate and referred to the Committee on Finance.
Amanda Umpierrez is the Managing Editor of 401(k) Specialist magazine. She is a financial services reporter with nearly a decade of experience and a passion for telling stories and reporting news. She is originally from Queens, New York, but now resides in Denver, Colorado.