A Nightmare on 401(k) Street: The Spookiest Retirement Facts

Forget scary movies—juggling day-to-day costs, emergency savings, healthcare costs, and retirement savings has already proven to keep some participants up at night.

It’s not all just a bunch of hocus pocus, either. Studies have shown that financial stress can impede participants’ wellbeing at home and in the workforce. However, advisors have the guidance and knowledge to pull participants out of their own haunted house—as long as they understand how investors were led to their situation.

This Halloween, we’ve gathered the top scariest facts concerning participants’ retirement readiness. See the next few pages for a good scare.

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Author

Amanda Umpierrez

Amanda Umpierrez is the Managing Editor of 401(k) Specialist magazine. She is a financial services reporter with over six years of experience and a passion for telling stories and reporting news. Amanda received her degree in journalism and government and politics at St. John’s University. She is originally from Queens, New York, but now resides in Denver, Colorado with her partner. In her free time, Amanda enjoys running, cooking, and watching the latest drama show.