A Nightmare on 401(k) Street: The Spookiest Retirement Facts

Forget scary moves—juggling day-to-day costs, emergency savings, healthcare costs, and retirement savings has already proven to keep some participants up at night.

It’s not all just a bunch of hocus pocus, either. Studies have shown that financial stress can impede participants’ wellbeing at home and in the workforce. However, advisors have the guidance and knowledge to pull participants out of their own haunted house—as long as they understand how investors were led to their situation.  

This Halloween, we’ve gathered the top scariest facts concerning participants’ retirement readiness. See the next few pages for a good scare.