Brian Kallback, CFP®, is a seasoned retirement-plan professional and educator whose career blends financial services with adult education. As a Strategic Initiatives Manager at Heartland Financial USA (2013–2017), Brian led projects aimed at enhancing participant engagement and streamlining retirement-plan outcomes. His insights—and practical wisdom—were featured in the Fall 2015 edition of Plan Consultant, where he emphasized, “Focus on teaching first, then finance,” advocating for adult-learning techniques to drive sustained retirement-plan engagement