OneDigital’s Secure Future PEP Goes National
Standard Insurance Company (The Standard) and One Digital today announced the national expansion of OneDigital’s Secure Future Pooled Employer Plan (PEP).
The Secure Future PEP was originally launched in 2021 as a regional offering and elevated to a national offering for advisory teams in 2025. Since then, the Secure Future PEP has surpassed $600 million in total assets.
“This milestone reflects both the strength of the program and the increasing demand among employers and advisors for efficient, scalable retirement plan solutions,” said Steve Chappell, assistant vice president of retirement plan sales for The Standard.
“As adoption continues nationwide, we see PEPs becoming a core component of how employers approach retirement strategy.”
OneDigital’s Frank Zugaro
Atlanta-based OneDigital said in a press release today its focus on addressing the practical challenges employers face in managing retirement plans is one of the key factors in the program’s success. For employers, the Secure Future PEP simplifies administration, strengthens fiduciary oversight and reduces operational burden. At the same time, the PEP’s design equips advisors to efficiently support clients through streamlined onboarding, clear governance and a structure built to deliver consistent service at scale.
“The growth of the Secure Future PEP represents a broader transformation in the retirement landscape where employers are actively seeking modern, pooled solutions that deliver scale, simplicity and stronger fiduciary support,” said Frank Zugaro, national vice president of retirement solutions at OneDigital. “As adoption continues nationwide, we see PEPs becoming a core component of how employers approach retirement strategy.”
Established under the SECURE Act, a PEP allows multiple unrelated employers to participate in a single retirement plan while delegating most administrative and fiduciary responsibilities to a pooled plan provider and investment selection and monitoring to an investment manager. Recent research from The Standard highlights the increasing influence of PEPs, showing a 40% increase in satisfaction with the retirement plan’s advisor after joining a Pooled Employer Plan.
As interest in pooled employer plans accelerates nationwide, The Standard and OneDigital said they encourage employers and advisors to take the next step and explore how a PEP can simplify plan management, strengthen compliance and deliver meaningful value for participants.
SEE ALSO:
• The Standard Tops $2B in PEP Assets
• PEP Adoption Skyrockets Employer Satisfaction with Their Advisor, Retirement Plan
• OneDigital Launches Alts Access in 401(k)s
Veteran financial services industry journalist Brian Anderson joined 401(k) Specialist as Managing Editor in January 2019. He has led editorial content for a variety of well-known properties including Insurance Forums, Life Insurance Selling, National Underwriter Life & Health, and Senior Market Advisor. He has always maintained a focus on providing readers with timely, useful information intended to help them build their business.