Browsing Tag
401(k)
3593 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
401(k) MEP Rule ‘Imminent,’ As White House Presses DOL
The hotly debated SECURE Act is somewhat stuck in Beltway mud, but the administration is moving forward with…
Retirement Plan Coverage Gap: A State-By-State Breakdown
The American Retirement Association (ARA) is kicking its support of The SECURE Act up a notch with a…
How Everybody Wins With Positive 401(k) Participant Outcomes
OUTCOMES 2019—Everybody Wins, a two-day event solely focused on ensuring successful 401(k) participant outcomes, kicks off in Denver…
Top 10 IRS Areas of Focus in Retirement Plan Investigations
Areas of Focus: Slideshow The Internal Revenue Service (IRS) has primary jurisdiction over the qualified status of retirement…
Colorado Next to Create a State-Run Retirement Plan?
Colorado retirement savings plan backed by 69% of voters as the state explores options for workers without employer retirement plans.
Middle Class ‘Mired’ in Economic Uncertainty
As 401(k) participants continue to shift assets to fixed income, many Americans fear the “other shoe will drop”…
SECURE Act Sucks Life from Stretch IRAs
Survival 101 means we freeze in the face of uncertainty, which applies to spending and saving. Witness the…
3 Great 401(k) Trends in Small Businesses
Small Business 401k Plans are doing it right. Plan participants are benefiting from better plan design features which…
401(k) Fixed Income ‘Flight’ Continues
What are they telling us? 401(k) participants (once again) moved money from equity to fixed income, although a strong…
Is Financial Stress the New Smoking?
Having less stress in our lives generally has a positive impact on health, but what about reducing financial…