Browsing Tag
401(k)
3593 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
How to ‘Pensionize’ a 401(k)
How do you ensure income from a 401(k), IRA or similar-style defined contribution plan will last as long…
How to Build an Ideal 401(k) Fund Lineup
Plan sponsors know that offering a retirement plan is important not only to attract and retain loyal employees,…
SEC Reg BI’s Limited Retirement Plan Impact
A comprehensive package of rules and interpretations adopted June 5 by the Securities and Exchange Commission imposes enhanced…
How Behavioral Finance Will Impact This Swing State’s Retirement Savings
Joseph Torsella, PA State Treasurer, seeks to enhance retirement savings with behavioral finance initiatives for residents.
What to Know as Millennials Approach Middle Age(!)
The largest generation in America is approaching middle age. It may be difficult to imagine, but leading-edge Millennials…
4 Areas of Focus for Retirement Plan Advisors Now
401(k) advisors are more bullish, and plan sponsors more bearish, about plan participants’ retirement readiness than two years…
Why MEP ‘One Bad Apple’ Correction Is An Illusion
The Department of Treasury has fulfilled its portion of the directive under Executive Order (EO)13847 by issuing its…
401k Participant Communication: How to Ensure Maximum Engagement
Here’s a little exercise for the retirement plan sponsors out there: take the latest piece that you’ve sent…
10 Best Cities for Downsizing in Retirement
A list of municipalities in which selling a home can reap an enormous amount of rental income finds…
5 Positive Retirement Plan Proposals Currently Circling Washington
What’s this? Legislative policy proposals that might actually help? The Employee Benefit Research Institute likes what it sees…