Browsing Tag
401(k) Annuities
181 posts
A 401(k) annuity is a retirement income option where savings from a 401(k) plan are used to purchase an annuity, providing guaranteed payments for a set period or for life. This option converts part or all of your account balance into predictable income, helping protect against outliving your savings. Payments can be fixed or variable based on the annuity type. While annuities can offer stability and longevity protection, they may limit liquidity and can have fees. They’re typically chosen by retirees seeking steady income rather than managing investments themselves.
Annuity Providers Gain Access to Retirement Market Through New Deal
Insurance companies American Equity and Eagle Life will make annuity products available to 401k advisors through a new…
Americans Pessimistic About Congress’ Urgency to ‘Fix’ Social Security
A new survey conducted right after the Nov. 3 presidential election found most Americans think Social Security would…
Annuities Still Unpopular as Retirement Income Strategy
The average American turning age 65 today can expect to live 40% longer than someone who turned 65…
In SECURE Act’s Wake, Nationwide to Launch Full Suite of In-Plan Annuities
As soon as December, Nationwide will introduce a new in-plan Fixed Indexed Annuity as part of a larger…
As Election Heats Up, Americans Calm(er) About Markets
Election season is thankfully headed for its final stretch, and calmer markets are giving Americans a chance to…
Surprise? SECURE Act Drives Interest in Retirement Plan Annuities
Participants like the product but hate the packaging. Describe the benefits (and need) for in-plan income guarantees, and…
How to Solve the Retirement Income Riddle: NAPA 401(k) Cyber Summit
“To feel confident in their retirement, participants tend to need to know a little bit about investing, and…
Lincoln Rolls Out ‘Next-Generation’ 401k Auto Feature: Auto Income
A new retirement plan solution from Lincoln Financial Group enables participants to turn 401k savings into a monthly…
How a Lack of Risk-Based Conversations Hinders Retirement Readiness
A leading annuity provider says many financial professionals are missing opportunities to shift conversations about retirement from accumulation…
Groups Urge Congress to Cut Regulatory Barriers to RILAs
Registered Index-Linked Annuity sales rise as market demand grows, offering retirement investors protection and growth options.