Browsing Tag
401(k) Annuities
181 posts
A 401(k) annuity is a retirement income option where savings from a 401(k) plan are used to purchase an annuity, providing guaranteed payments for a set period or for life. This option converts part or all of your account balance into predictable income, helping protect against outliving your savings. Payments can be fixed or variable based on the annuity type. While annuities can offer stability and longevity protection, they may limit liquidity and can have fees. They’re typically chosen by retirees seeking steady income rather than managing investments themselves.
IRI Wants Virtually All Employees Auto Enrolled into Retirement Plans
Insured Retirement Institute releases its 2023 Federal Retirement Security Blueprint, including a call to require all but the smallest of employers to maintain an automatic retirement savings plan
In-Plan Annuity Market Will Grow Exponentially Over Next 2 Years: LIMRA
New report predicts much greater adoption of guaranteed income solutions in late 2023 through 2024 if providers step up education efforts
Despite Big Concerns, Plan Sponsors Know They Need Lifetime Income Options
New study shows most 401(k) plan sponsors open to income options despite significant concerns
Employers Yawn at SECURE 2.0 Provisions
New data from Alight found interest in SECURE 2.0 provisions remains fairly low for plan sponsors
The Pandemic Continues to Impact Retirement Confidence
As a result, investors are looking at guaranteed products to fuel income during retirement
Investors are Getting their Finances (and Retirement) In Order with these New Year’s Resolutions
Budgeting and saving aren't the only top financial resolutions for investors in 2023
The Final Frontier in ‘Pensionizing’ 401(k) Plans Faces Similar Challenges from the Industry’s Past
Qualified Plan Advisors’ Scott Colangelo explains how the retirement industry is working to bring innovative guaranteed income solutions to defined contribution plans
RetireOne Partners with Nationwide to Distribute Guaranteed Income Solutions
Addition of advisory solutions expands RetireOne's fiduciary marketplace of insurance and annuity products
Protecting Retirement Portfolios in a Bear Market
Inflation worries have reached retirement portfolios, but there are ways to mitigate risk
Fixed Annuities on a Tear in 2022
LIMRA reports Q3 was the best sales quarter for fixed-rate deferred annuities ever recorded