Browsing Tag
401(k) Guaranteed Lifetime Income
133 posts
A 401(k) Guaranteed Lifetime Income option is a retirement plan feature that allows participants to convert part of their 401(k) savings into steady, predictable payments for life. Similar to an annuity, it provides income that continues regardless of how long you live, helping reduce the risk of outliving your savings. This option offers financial security in retirement by combining the flexibility of a 401(k) with the stability of guaranteed income.
A SECURE Act Safe Harbor for Guaranteed Income in 401ks: Fred Reish
The SECURE Act amends ERISA to create a fiduciary “safe harbor” for the selection of the provider of…
ACA Redux? We Don’t Need a Retirement Plan ‘Public Option’
A pair of academics are out with (yet another) policy proposal to address the retirement crisis, the assumption…
Fixed, Variable Annuities Hit New Records
Annuity sales record highs show strong growth as fixed index and variable annuities surge, reaching new quarterly records.
Post-Pension Era 401(k) Participants Are All About Annuities?
New research confirms what we already knew: Americans want to lockdown a guaranteed source of income for life.
How Do Retirees Really Feel About Annuities?
Love ‘em or hate ‘em, retirees feel more secure with them. A new LIMRA study finds retiree annuity owners feel confident they are more likely to afford retirement.
5 Retirement Income Issues Plaguing Baby Boomers
Retirement Income challenges worry Baby Boomers. Discover how guaranteed income products can help secure lasting financial stability.
Why We Need ‘Guaranteed’ Retirement Income: Teresa Ghilarducci
The Bureau of Labor Statistics reported a 3.2 percent unemployment rate for workers age 55 and older in June, an…
Is ‘Mandatory Illiquidity’ Needed for 401k Saving Success?
It’s something John Bogle has railed against for years; it’s just too (darn) easy to take money from…
Trump Gets Pressed on Government-Backed 401(k)s
Coming on the heels of The Wall Street Journal’s exposé on supposed 401(k) founder regrets, New School for Social…
Seismic Shift! Complete Change in How 401(k)s are Positioned
Want higher 401(k) engagement, participation rates and therefore better retirement outcomes? Position 401(k)s as retirement income distribution vehicles,…