Browsing Tag
401(k) Guaranteed Lifetime Income
136 posts
A 401(k) Guaranteed Lifetime Income option is a retirement plan feature that allows participants to convert part of their 401(k) savings into steady, predictable payments for life. Similar to an annuity, it provides income that continues regardless of how long you live, helping reduce the risk of outliving your savings. This option offers financial security in retirement by combining the flexibility of a 401(k) with the stability of guaranteed income.
Plan Sponsors Misaligned with Participants, Advisors on Retirement Readiness
2025 Survey of retirement landscape from Voya Investment Management explores evolving perceptions and practices of those who advise, sponsor and benefit from 401(k) plans
Making Retirement Work in Defined Contribution Plans Today
Not only do older 401(k) participants appear to want lifetime income, but they also want it even more if it’s available in their workplace retirement plan
Participants Press for Lifetime Income Options in Retirement Plans
Almost all 401(k) participants in new data from Nuveen and TIAA want their employer to offer guaranteed income options in retirement plans
DC Plan Sponsors Report Small Engagement with Retirement Income
Despite the low engagement, DCIIA forecasts "incremental" growth with retirement income solutions in DC plans
Extending Retirement by 5 Years Skyrockets Chance of Depleting Retirement Savings
Finke: “Too many people underestimate how long they’ll live,” as new Nationwide/The American College research finds an extra 5 years increases risk of running out of money by more than 300%
Despite Interest in Lifetime Income Options, Plan Sponsors Lag Behind
NAPA 401(k) Summit panel explores why lifetime income options remain in such low demand, and what advisors can due to increase its usage
Exploring Guaranteed Income in DC Plan Trends with Allianz Life’s Matt Stubblefield
The integration of guaranteed lifetime income solutions into workplace retirement plans remains a hot topic among plan advisors,…
Plan Sponsors Focus on Retirement with Lifetime Income
The 2025 Enduring Retirement Model Study by MetLife shows that most plan sponsors cannot imagine cutting retirement benefits
How Using Guaranteed Lifetime Income Research Can Grow Your Book of Business
Session at Retirement Plan Advisor Summit Central emphasizes that their advisor is the person plan sponsors most want help from in adding new solutions
October Three Grows Retirement Income Solution
The firm announced an expansion to its O3 Prime lifetime retirement income plan