Browsing Tag
401(k) Guaranteed Lifetime Income
131 posts
A 401(k) Guaranteed Lifetime Income option is a retirement plan feature that allows participants to convert part of their 401(k) savings into steady, predictable payments for life. Similar to an annuity, it provides income that continues regardless of how long you live, helping reduce the risk of outliving your savings. This option offers financial security in retirement by combining the flexibility of a 401(k) with the stability of guaranteed income.
Despite Interest in Lifetime Income Options, Plan Sponsors Lag Behind
NAPA 401(k) Summit panel explores why lifetime income options remain in such low demand, and what advisors can due to increase its usage
Exploring Guaranteed Income in DC Plan Trends with Allianz Life’s Matt Stubblefield
The integration of guaranteed lifetime income solutions into workplace retirement plans remains a hot topic among plan advisors,…
Plan Sponsors Focus on Retirement with Lifetime Income
The 2025 Enduring Retirement Model Study by MetLife shows that most plan sponsors cannot imagine cutting retirement benefits
How Using Guaranteed Lifetime Income Research Can Grow Your Book of Business
Session at Retirement Plan Advisor Summit Central emphasizes that their advisor is the person plan sponsors most want help from in adding new solutions
October Three Grows Retirement Income Solution
The firm announced an expansion to its O3 Prime lifetime retirement income plan
Offering Guaranteed Income Not as Essential as Initially Perceived
Growing number of asset managers are feeling uncertain over offering a guaranteed income component in a retirement solution, reports Cerulli
TIAA Lifetime Income Annuities Now Available in IRAs
“Historic expansion” gives all Americans access to pension-like guaranteed retirement checks for life
Nestimate Introduces In-Plan Annuity Evaluation Tool
“RIS(k)” actuarial and investment modeling tool provides participant-specific impact analysis of adding lifetime income solutions within retirement plans
BlackRock’s LifePath Paycheck Caps 2024 with $16B
Six plan sponsors have added BlackRock's target date solution to their workplace retirement plans
Lack of ‘Annuity Fluency’ Hindering 401(k) Participant Interest
Nevertheless, TIAA survey finds 3 of 4 employers see growing demand for lifetime income in retirement plans over next 5 years