Browsing Tag
401(k) Participants
223 posts
A 401(k) participant is an employee who is enrolled in their employer’s 401(k) retirement savings plan. Participants can contribute a portion of their wages to the plan, often with pre-tax dollars, and may receive matching contributions from their employer. They have the ability to choose from various investment options, and their account grows tax-deferred until retirement. Participants have rights under ERISA, including access to plan information and protections against mismanagement. They may also take distributions or loans under certain conditions, such as retirement, hardship, or job change.
Lincoln Financial Retirement Plan Services Sees 8.6% Average Account Balance Increase in 2025
Ellen Cooper says strong sales and total deposits underscore that unit’s value proposition is resonating with customers
Empower Adds 500,000 Participants as Part of Record 2025 Earnings
Company achieves 11% growth in past year with strong performances from workplace and wealth management businesses
A Fiduciary’s Guide to CITs: 4 Common Misconceptions
Lower costs and institutional access have driven the rise of collective investment trusts, but they come with unique complexities. Understanding common CIT misconceptions helps fiduciaries better evaluate fit, performance, and participant impact.
DC Participants Open to Private Markets—and AI—with Guardrails: Invesco Survey
Invesco’s Winter 2026 DC Participant Pulse Survey finds 80% comfortable allocating a slice of retirement savings to private market alternatives, while more than half already use AI-powered tools
Private Equity’s Potential to Help 401(k) Participants with Maura Reilly Kennedy and Michelle Rappa
Explore how private equity in 401(k) plans boosts returns, income, and diversification with new guidance and innovative solutions.
Almost Half of 401(k) Participants Would Invest in Private Markets if Offered: Study
New data from Schroders finds interest has increased and 77% would raise their contribution rate
2025 ‘401(k) Champion’ Essay Contest Deadline Fast Approaching
Three plan participant winners will earn national recognition and a cash prize
401(k) Participants Want In-Plan Access to Private Assets: Empower
New research shows more than 7 in 10 Americans want access that wealthy and institutional investors have long enjoyed
Viserly Marks Its Official Debut
The platform connects advisors and recordkeepers to fully engage retirement plan participants
How to Better Reach 401(k) Participants with Invesco’s Greg Jenkins
It’s always important for retirement plan advisors to know the primary concerns and interests of 401(k) participants in…