Browsing Tag
401(k) Regulation
131 posts
A 401(k) regulation refers to the set of federal rules, primarily under the Employee Retirement Income Security Act (ERISA) and the Internal Revenue Code, that govern employer-sponsored retirement savings plans in the U.S. These regulations dictate plan administration, contribution limits, tax advantages, fiduciary responsibilities, nondiscrimination testing, and withdrawal rules to protect employees’ retirement assets and ensure fair, compliant operation.
‘Pension Predators’ Hearing Targets Abusive ERISA Lawsuits
Tuesday committee hearing explores concerns about formulaic ERISA class actions critics say enrich plaintiff attorneys and stifle plan innovation
Bipartisan Bill to Streamline 401(k) Distribution Options, Expand In-Service Rollover Choices is Back
The Retirement Simplification and Clarity Act would provide more flexibility, clearer guidance to Americans navigating retirement savings decisions
With Proper Guidance, Survey Finds Plan Sponsors Ready to Add Private Investments
New Empower study says if fiduciary and regulatory guidance are clarified, employers would move forward and 72% are “actively discussing” opportunity with advisors
SEC Working with DOL to Develop ‘Guardrails’ for Private Equity in 401(k)s
Chairman Paul Atkins said the regulators will work to put protections in place to ensure retirement investors gain safe access to alternatives while guarding against bad outcomes
House Renews Bill Expanding Retirement Coverage for Young Workers
House lawmakers reinstated a bill that would expand accessibility to employer-sponsored retirement plans for employees as young as 18-years-old
Private Markets Gain Ground in DC Plans; But Education, Legal Clarity Remain Hurdles
As regulatory clarity improves and product innovation continues, Meketa Capital CEO Michael Bell says private markets could play a critical role in shaping the next generation of retirement strategies
SEC Pulls Back 14 Proposed Rules from Prior Administration
Included among them are rules pertaining to ESG disclosures, predictive data analytics, safeguarding advisory client assets, and cybersecurity, among others
Chavez-DeRemer to Testify on DOL Priorities Before House Committee Thursday
New Labor Secretary may address fiduciary rule, ESG rule and decision to rescind 2022 guidance on cryptocurrency in 401(k)s
EBSA Rescinds Guidance Warning Against Cryptocurrency in 401(k)s
Today’s announcement comes on the heels of President Trump’s Executive Order to make U.S. “crypto capital of the world”
SEC Embracing Wider Investor Access to Private Markets
Chair Paul Atkins says SEC should not fear innovation, but champion it in remarks at SEC Speaks conference