Browsing Tag
401(k) Regulation
136 posts
A 401(k) regulation refers to the set of federal rules, primarily under the Employee Retirement Income Security Act (ERISA) and the Internal Revenue Code, that govern employer-sponsored retirement savings plans in the U.S. These regulations dictate plan administration, contribution limits, tax advantages, fiduciary responsibilities, nondiscrimination testing, and withdrawal rules to protect employees’ retirement assets and ensure fair, compliant operation.
T. Rowe Price 2026 Retirement Market Outlook: Regulation Expected to Move Faster than Legislation
T. Rowe Price’s Aliya Robinson says rule on alternative assets could be finalized this year; experts discuss other major themes expected to shape the year’s retirement landscape
Trump Touts Strength of 401(k)s; Downplays Rumored Use for Housing Down Payments
President says he’s “not a huge fan” of proposal during Air Force One press gaggle returning from Davos
Trump Skips ‘401(k)s for Housing Down Payments’ Details in Davos Speech
After teasing recently that specifics for a proposal to allow 401(k) funds to be used for a down payment on a house would be revealed during his remarks today at the World Economic Forum, President makes no mention of it during hour-plus address
2025 Form 5500 Informational Copies Released by DOL, IRS
New plan characteristic codes added; IRS will release paper copies of Form 5500-EZ and instructions for 2025 separately on its website after Jan. 1, 2026
House Passes INVEST Act, Sends it to Senate
In addition to greenlighting CITs in 403(b)s, bipartisan capital formation bill intended to create more investment opportunities, improve efficiency, and reduce regulatory barriers while still maintaining investor protections
‘Pension Predators’ Hearing Targets Abusive ERISA Lawsuits
Tuesday committee hearing explores concerns about formulaic ERISA class actions critics say enrich plaintiff attorneys and stifle plan innovation
Bipartisan Bill to Streamline 401(k) Distribution Options, Expand In-Service Rollover Choices is Back
The Retirement Simplification and Clarity Act would provide more flexibility, clearer guidance to Americans navigating retirement savings decisions
With Proper Guidance, Survey Finds Plan Sponsors Ready to Add Private Investments
New Empower study says if fiduciary and regulatory guidance are clarified, employers would move forward and 72% are “actively discussing” opportunity with advisors
SEC Working with DOL to Develop ‘Guardrails’ for Private Equity in 401(k)s
Chairman Paul Atkins said the regulators will work to put protections in place to ensure retirement investors gain safe access to alternatives while guarding against bad outcomes
House Renews Bill Expanding Retirement Coverage for Young Workers
House lawmakers reinstated a bill that would expand accessibility to employer-sponsored retirement plans for employees as young as 18-years-old