Browsing Tag
401(k) Regulation
140 posts
A 401(k) regulation refers to the set of federal rules, primarily under the Employee Retirement Income Security Act (ERISA) and the Internal Revenue Code, that govern employer-sponsored retirement savings plans in the U.S. These regulations dictate plan administration, contribution limits, tax advantages, fiduciary responsibilities, nondiscrimination testing, and withdrawal rules to protect employees’ retirement assets and ensure fair, compliant operation.
DOL Unveils Fiduciary Rule Opening Door to Alternative Investments in 401(k)s
Proposed regulation outlines process-based safe harbors for plan fiduciaries, reinforcing ERISA standards while expanding access to private markets and other alternatives for retirement savers
Coming (Very) Soon: Public’s First Look at DOL Proposed Rule on Alternative Investments
With news that the White House OMB has completed its review of the proposed rule stemming from President Trump’s Aug. 2025 Executive Order, the public will finally see what’s in it—and have the opportunity to offer comments
DOL Lets Biden-Era Fiduciary Rule Die in Court
Soon-to-be-vacated 2024 “Retirement Security Rule” effort could be replaced by a new Labor Department proposal as early as May 2026
Wait Continues for DOL Proposed Rule on Alternative Assets
With the 180-day executive order deadline for a proposed rule’s release now behind us, sponsors and advisors are watching closely to see whether the proposal delivers clarity—or new uncertainty
T. Rowe Price 2026 Retirement Market Outlook: Regulation Expected to Move Faster than Legislation
T. Rowe Price’s Aliya Robinson says rule on alternative assets could be finalized this year; experts discuss other major themes expected to shape the year’s retirement landscape
Trump Touts Strength of 401(k)s; Downplays Rumored Use for Housing Down Payments
President says he’s “not a huge fan” of proposal during Air Force One press gaggle returning from Davos
Trump Skips ‘401(k)s for Housing Down Payments’ Details in Davos Speech
After teasing recently that specifics for a proposal to allow 401(k) funds to be used for a down payment on a house would be revealed during his remarks today at the World Economic Forum, President makes no mention of it during hour-plus address
2025 Form 5500 Informational Copies Released by DOL, IRS
New plan characteristic codes added; IRS will release paper copies of Form 5500-EZ and instructions for 2025 separately on its website after Jan. 1, 2026
House Passes INVEST Act, Sends it to Senate
In addition to greenlighting CITs in 403(b)s, bipartisan capital formation bill intended to create more investment opportunities, improve efficiency, and reduce regulatory barriers while still maintaining investor protections
‘Pension Predators’ Hearing Targets Abusive ERISA Lawsuits
Tuesday committee hearing explores concerns about formulaic ERISA class actions critics say enrich plaintiff attorneys and stifle plan innovation