Browsing Tag
401(k) Regulation
145 posts
A 401(k) regulation refers to the set of federal rules, primarily under the Employee Retirement Income Security Act (ERISA) and the Internal Revenue Code, that govern employer-sponsored retirement savings plans in the U.S. These regulations dictate plan administration, contribution limits, tax advantages, fiduciary responsibilities, nondiscrimination testing, and withdrawal rules to protect employees’ retirement assets and ensure fair, compliant operation.
PRESTON’S PRIORITIES: An Insider’s View of Retirement Regulation
The SECURE Act, ESG, missing participants, private equity, the fiduciary rule—there are A LOT of issues with which…
How a Financial Transaction Tax Would Hamstring 401(k) Savers
Middle class Americans saving for college, retirement and other life milestones would see a “backbreaking tax bite” if…
Biden Rumored to Pick Gary Gensler as SEC Chairman
President-elect Joe Biden is expected to choose Gary Gensler, a former financial regulator, and Goldman Sachs executive, to…
Top 401(k) Regulatory/Policy Story of 2020: COLA Complaints
The top regulatory/policy story wasn’t Reg BI, fiduciary rule, CARES, or PPP. It wasn’t really regulation or policy-related…
DOL Fiduciary Rule Sent to OMB, But is it Too Late?
The Office of Management and Budget has received the Department of Labor’s fiduciary rule, known officially as Improving…
Final ESG Fiduciary Rule Issued By Department of Labor
Department of Labor announced a final rule for fiduciaries regarding environmental, social and governance (ESG) investing.
Episode 11—Former EBSA Head Preston Rutledge on ESG, Missing Participants, Fiduciary and More
The former Assistant Secretary of the Department of Labor and current founder of Rutledge Policy Group, a new…
If Biden Wins, Would ‘Drastic’ 401(k) Change be Attempted?
Much has been made in the past week of a potential drastic change to 401(k) plans should Joe…
Rolling Stone Wrecks Recent DOL Retirement Plan Rules
It says a lot about how far Boomers have come that their proverbial bible, Rolling Stone, is focused…
Dem Senators Oppose DOL’s ESG Investing Rule
Thirteen Democratic senators submitted a letter Wednesday to Labor Secretary Eugene Scalia in which they voiced opposition to…