Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
4 Areas of Focus for Retirement Plan Advisors Now
401(k) advisors are more bullish, and plan sponsors more bearish, about plan participants’ retirement readiness than two years…
Why MEP ‘One Bad Apple’ Correction Is An Illusion
The Department of Treasury has fulfilled its portion of the directive under Executive Order (EO)13847 by issuing its…
401k Participant Communication: How to Ensure Maximum Engagement
Here’s a little exercise for the retirement plan sponsors out there: take the latest piece that you’ve sent…
10 Best Cities for Downsizing in Retirement
A list of municipalities in which selling a home can reap an enormous amount of rental income finds…
5 Positive Retirement Plan Proposals Currently Circling Washington
What’s this? Legislative policy proposals that might actually help? The Employee Benefit Research Institute likes what it sees…
401(k) Fee Fight! Mutual Fund Expense Ratios Fall Again
The cost of investing in equity mutual funds through 401(k) plans fell again in 2018, while the average…
Secretary Acosta’s Fiduciary Rules, Resignation and Future
Secretary of Labor Alexander Acosta announced his resignation Friday amid criticism of actions taken in a sex-crimes case…
ACA Redux? We Don’t Need a Retirement Plan ‘Public Option’
A pair of academics are out with (yet another) policy proposal to address the retirement crisis, the assumption…
Employees Want More Employer Help with Financial, Mental Health
It appears financial wellness, and its multitude of benefits, is finally getting through. Nearly one in three U.S.…
5 Key Behavioral Insights Into 401k Plan Sponsors
Plan sponsors certainly understand the importance of setting and achieving retirement plan goals, how effective they are in…