Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
401(k) ‘Decumulation’ Dilemma Could Devastate DC Participants
As an industry, we’ve been great about helping workers accumulate assets. But when it comes to their 401(k)…
Maxine Waters Blocks SEC Reg BI Funding
Regulation Best Interest faces challenges as Rep. Maxine Waters moves to block SEC enforcement, sparking debate over investor protections.
The Critical Case for Stable Value in 401ks
Stable value is an important asset class currently representing about 11.7% of the $7 trillion in total DC…
IRS Expands Retirement Plan Determination Letter Program
IRS Determination Letter ensures retirement plan compliance with IRS rules, offering reassurance for sponsors and employees alike.
Employees’ View of Their Health and Wealth Wanes
Give ‘em points for trying. Financial wellness is everywhere, and employees are taking positive steps when it comes…
401(k) Account Balances Continue to Climb
Rebounding markets from a tough fourth quarter in 2018 meant total U.S. retirement assets hit $29.1 trillion in…
Why We Struggle With 401(k) Saving
People are bad at delayed gratification. Who knew? “Given the choice between a smaller immediate payout or a…
Millennials Are ‘Burning Out’—Here’s Why
Millennial burnout is rising, with stress and exhaustion affecting daily life. Learn causes, symptoms, and coping strategies millennials use.
401(k) Legislation Drives Optimistic Outlook for MEPs
How do we get a flat 401(k) market moving again? It’s a question asked and answered by global…
How Financially ‘Fit’ Are 401k Participants Feeling, Really?
Employees say they feel positive about their financial situation despite living in debt, and more than half want…