Browsing Tag
401(k)
3591 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Ability to ‘Drive Action’ Critical to 401k Financial Wellness Success
Education is good, behavior better. 401k plan participants can have all the information they want, but if they…
Reg BI Bedlam: House Denies SEC Enforcement Funding
A last-minute amendment from Rep. Maxine Waters, D-California, attached to a routine appropriations bill, passed the full House…
How to Address the (Major) Risks of Proprietary Funds in 401(k)s
A study by the Center for Retirement Research at Boston College in May 2018[1] found that over 40…
401(k) ‘Decumulation’ Dilemma Could Devastate DC Participants
As an industry, we’ve been great about helping workers accumulate assets. But when it comes to their 401(k)…
Maxine Waters Blocks SEC Reg BI Funding
Regulation Best Interest faces challenges as Rep. Maxine Waters moves to block SEC enforcement, sparking debate over investor protections.
The Critical Case for Stable Value in 401ks
Stable value is an important asset class currently representing about 11.7% of the $7 trillion in total DC…
IRS Expands Retirement Plan Determination Letter Program
IRS Determination Letter ensures retirement plan compliance with IRS rules, offering reassurance for sponsors and employees alike.
Employees’ View of Their Health and Wealth Wanes
Give ‘em points for trying. Financial wellness is everywhere, and employees are taking positive steps when it comes…
401(k) Account Balances Continue to Climb
Rebounding markets from a tough fourth quarter in 2018 meant total U.S. retirement assets hit $29.1 trillion in…
Why We Struggle With 401(k) Saving
People are bad at delayed gratification. Who knew? “Given the choice between a smaller immediate payout or a…