Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
The Physical Toll of Financial Stress
We’re increasingly stressed about reports about stress. The Merrill Edge is the latest, which finds that our financial…
ERISA 3(38) and 3(21)—What’s the Difference?
Is it surprising or scary that too many 401k advisors are still unfamiliar with ERISA terms like 3(38),…
Why 401(k) Advisors, Sponsors NEED an ERISA Attorney
References to the hilariously un-PC movie Airplane set the stage for That 401(k) Conference at Coors Field in…
Is ESG the True Fiduciary Path Forward?
A fiduciary’s duty is to do whatever is required to preserve participants’ capital and purchasing power into the future. Here's why.
Fixed Income Once Again Favored in 401(k) Trading Factors
The “flight to safety,” in a sense, continues. A declining month on Wall Street saw increased trading activity…
Fred Reish: Retirement Plan Litigation Lessons
Plan sponsors should be aware of the latest trends in fiduciary litigation in order to manage the risk…
Ancient Rolling Stone Rockers Team with Annuities on Latest Tour
The Rolling Stones have made it clear they’ll never retire, so we’re not sure about the messaging. The…
Scary Numbers About Retirement Saving
Be afraid, be very afraid. Lack of retirement savings paints a disconcerting picture about financial preparedness in America,…
401(k) Participants Not Investing Enough to Hit ‘Magic’ Retirement Number
If you think you need this much to retire, how come you’re only saving enough in your 401(k) to…
High 401(k) Contribution Rates Signal Strong Participant Behavior
So, it’s not all market appreciation after all. The retirement outlook for individuals covered by employer-sponsored retirement plans…