Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Why 401(k)s Will Fuel Trump 2020 Triumph
It’s a sign of our bifurcated times. Every opposition candidate to announce has tacked far left (if not…
Why 401(k) Committees Need to Take Meeting Minutes
It’s been said that the DOL and courts take the position that “if it wasn’t documented, it didn’t…
Pop Quiz, Hotshot: Only 1 in 4 Older Americans Pass Financial Literacy Test
Only 26 percent of older Americans – with investable assets of at least $100,000 – were able to…
Americans Don’t Expect Finances to Improve This Year, Blame Washington
Most of us expect our finances to improve over time, as we advance in our careers and our…
Amish Community Targeted in 401(k) Fraud
An alleged Ponzi scheme involving the Amish community is being called a “landmark” case of fraud—not for the…
10 Critical Questions About Retirement Plan Cybersecurity
Congress is taking an interest in cybersecurity specifically as it relates to retirement plans, providers, sponsors and participants.…
7 Key Generational Insights Into Retirement Planning
Retirement savings comparison shows Gen X unsure about enough, while Baby Boomers feel more financially secure with pensions and 401ks.
Relief! Employer-Sponsored Student Loan Benefit Bill Introduced
Americans have too many immediate expenses to pay to even consider long-term saving, the theory goes, one of…
Concerns Over Lack of 401k Cybersecurity Concerns: Terry Dunne
One of the most remarkable findings of Callan’s 2019 Defined Contribution Trends report is that cybersecurity is not…
Do Millennial Employees (Really) Love Your 401(k) Plan?
It’s Valentine’s Day, and retirement plan advisors and plan sponsors can play Cupid with millennial employees and a company’s 401(k).