Browsing Tag
401(k)
3589 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
The Right Way to Identify 401(k) Niche Markets
Experts point to niche markets and their importance in creating referrals and loyalty. How can 401(k) advisors best target their resources and expertise to capitalize on a particular segment?
How to Multiply Your 401(k) Connections Using ‘Weak Links’
I’d asked a 401k advisor about his marketing efforts and the reply was an enormous Rolodex that landed on the desk. It was impressive.
What’s New in 401(k) Distribution Planning?
It’s not exactly news to note the industry has struggled with effective distribution planning strategies. A hyper-focus on…
3 Strategies to Address 401(k) Employee Education
Many experts don’t believe that 401(k) employee education works. The challenges of educating adults, who may not be…
The Damage Done by Short-Term 401(k) Trading
Research Affiliates has calculated the damage done by “doing something” based on short-term investment performance measurements, and it applies to professionals and participants alike.
Delay Social Security Benefits to Erase Student Debt?
Student Loan Forgiveness Program survey shows many borrowers would delay retirement to reduce debt and save on Social Security.
Boomers Ill-Prepared for Retirement Rude Awakening
Baby Boomer retirement crisis shows many lack savings, planning, and budgeting, leaving them unprepared for financial and health challenges.
Financial Confidence Abounds Among Serious 401(k) Savers
Financial Confidence Investors feel secure about money, planning ahead, and overcoming setbacks with long-term financial success.
How Many 401k Savers Are Using Roth Options?
Roth options have increased significantly in availability and usage over the past decade, according to a recent survey…
Cue 401(k) Freak-Out Over Fiduciary Rule Folly
We can’t blame The Wall Street Journal for its hot take on what all happened with the Fifth…