Browsing Tag
401(k)
3593 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
‘Hybrid’ 401(k) Wellness Solution Just Over the Horizon
PlanSmart Financial Wellness helps employees improve financial wellbeing with digital and human support from MetLife and EY.
How to Get People ‘Lined-Up Around the Corner’ for HSAs
Discover HSA tax reform insights and why HSAs remain a smart retirement savings tool with better tax advantages than 401(k)s.
CITs Are Hot—Why Aren’t More 401k Advisors Intrigued?
Seen by many as cheaper alternatives to mutual funds in the retirement plan space, collective investment trusts grew…
Marcia Wagner: How to Avoid 401k ‘Share-Class Chaos’
It’s like a breaking news chyron on any cable channel, and designed (successfully) for maximum attention: “Investment Management…
The Right Way to Identify 401(k) Niche Markets
Experts point to niche markets and their importance in creating referrals and loyalty. How can 401(k) advisors best target their resources and expertise to capitalize on a particular segment?
How to Multiply Your 401(k) Connections Using ‘Weak Links’
I’d asked a 401k advisor about his marketing efforts and the reply was an enormous Rolodex that landed on the desk. It was impressive.
What’s New in 401(k) Distribution Planning?
It’s not exactly news to note the industry has struggled with effective distribution planning strategies. A hyper-focus on…
3 Strategies to Address 401(k) Employee Education
Many experts don’t believe that 401(k) employee education works. The challenges of educating adults, who may not be…
The Damage Done by Short-Term 401(k) Trading
Research Affiliates has calculated the damage done by “doing something” based on short-term investment performance measurements, and it applies to professionals and participants alike.
Delay Social Security Benefits to Erase Student Debt?
Student Loan Forgiveness Program survey shows many borrowers would delay retirement to reduce debt and save on Social Security.