Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
August 2017 Top Advisor By Participant Outcomes (TAPO)
Measurable ROIs to Motivate 401(k) Participants The American Retirement Association finds that 80 percent of 401(k) participants earn…
The No. 1 Reason for 401(k) Frustration
When you pour (unbelievably) huge sums of lobbyist money into Congress, you can buy a near-reversal of just about anything, retirement protections included.
401(k) ‘Cashout’ Craziness Continues
In May, Retirement Clearinghouse announced the National Retirement Savings Cashout Clock, a virtual clock that calculates 2017 year-to-date…
Cash Balance Plans Surge While 401(k) Growth ‘Flat’
Cash balance plan growth outpaces 401(k)s with strong adoption by small businesses, offering tax and retirement savings benefits.
The Solution to Negative Effects of Financially Stressed Workers
Who is Stressed? If workplace stress could be easily identified, then the problem of stress could be more…
The Difference Between Good Advice and Effective Advice
Learn how workplace culture and retirement readiness align in Lisa Petronio’s insights on guiding sponsors toward stronger plan designs.
Top 10 Retirement Cities All Have This in Common
A roundup of the best cities to retire finds one consistent ingredient, low taxes. Whether it’s correlation or…
What Ranks as the Top Retirement Worry for Participants?
Is ignorance fueling participants’ retirement paranoia? Americans rank inflation as their main economic worry, yet wildly overestimate the…
401(k) Plan Sponsor Steals Proceeds for Country Club Creature Comforts
A 66-year old former owner of a lighting fixtures company will spend 3.5 years in prison for stealing…
How to get Young People to Invest for Retirement—Now
Millennial retirement savings can grow faster with tech-focused investments like the Nasdaq 100 in employer 401(k) plans.