Browsing Tag
401(k)
3593 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
A New Millennial Mindset in 401(k) Retirement Planning?
Retirement is a distant concept for millennials, many of whom would rather save and spend to achieve a…
7 Reasons to Re-enroll 401(k) Participants
Many 401(k) plan sponsors have opted to periodically re-enroll all their participants into the qualified default investment alternative…
Are Multiemployer Plans in Trouble or Not?
The financial crisis last decade walloped multiemployer retirement plans, most notably the Teamsters and United Mineworkers of America.
A Critical HSA Liability (and Opportunity)
Too many 401(k) advisors instinctively overlay 401(k) menus onto advisor-friendly HSA platforms. It’s not a surprise; advisors have…
401(k) Participants Score Low-Fee Court Victory: Tibble
A seminal case in the trend towards lower fees took a major step towards resolution with an announcement Thursday…
August 2017 Top Advisor By Participant Outcomes (TAPO)
Measurable ROIs to Motivate 401(k) Participants The American Retirement Association finds that 80 percent of 401(k) participants earn…
The No. 1 Reason for 401(k) Frustration
When you pour (unbelievably) huge sums of lobbyist money into Congress, you can buy a near-reversal of just about anything, retirement protections included.
401(k) ‘Cashout’ Craziness Continues
In May, Retirement Clearinghouse announced the National Retirement Savings Cashout Clock, a virtual clock that calculates 2017 year-to-date…
Cash Balance Plans Surge While 401(k) Growth ‘Flat’
Cash balance plan growth outpaces 401(k)s with strong adoption by small businesses, offering tax and retirement savings benefits.
The Solution to Negative Effects of Financially Stressed Workers
Who is Stressed? If workplace stress could be easily identified, then the problem of stress could be more…