Browsing Tag
401(k)
3587 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Is 401(k) Education Causing Income Planning Angst?
Little wonder—while Americans are optimistic about the possibility of living an average of 30 extra years, 70 percent feel…
How to Curb 401(k) Cash-Out ‘Leakage’
Cash-out leakage from 401(k)s–the premature withdrawal of retirement savings for non-retirement expenses–is a persistent problem in the retirement…
How Quickly Are 401(k) Plan Participation Rates Rising?
A recent report form Wells Fargo found that 401(k) participation has increased by 19 percent during the last…
Social Security Chief Says America in ‘Retirement Crisis’
Looming retirement crisis? It’s already here, at least according to Carolyn Colvin, the Acting Commissioner of Social Security.…
The 3 ‘Rs’ of a 401(k) Advisor’s Value Proposition
Human decision-making is complex and sometimes convoluted. But it can also be Pavlovian, which is to say, predictable.…
401(k) ‘Auto-Portability’ Goes to Washington
The next big 401(k) issue to hit Washington lawmakers could be auto-portability. On June 8, 2016 Retirement Clearinghouse…
3 Steps to Greater 401(k) Savings Rates for Women
Unsurprising, but still upsetting. While women and men are participating in 401(k) plans at the same rate (79…
The Best Place in the World for 401(k) Participants to Retire
Discover the top retirement destination for 401(k) participants. Find out why Portugal ranks number one for retirees.
What are the Roots of 401(k) Financial Illiteracy?
Adult illiteracy in the area of finances stems from inadequate preparation in high schools and universities. Students are…
How Do Small Business 401(k) Plans Compare With Larger Counterparts?
Small 401(k) plans are living large. A recent report from Pennsylvania-based fund giant Vanguard found small businesses are…