Browsing Tag
401(k)
3591 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
401(k) ‘Reenrollment’ Reduces Expenses by 75 Percent
No matter the reason why a 401(k) plan reenrollment is performed, it’s a great way to either get…
March 1, 2016
SEC, DOL Fought Over 401(k) Fiduciary Rule
The Securities and Exchange Commission and Department of Labor fought mightily over provisions in the fiduciary proposal, discord…
February 29, 2016
ETFs Snap Two-Year Winning Streak
Exchange traded funds snapped a streak of 23 straight months of positive flows dating back to January 2014,…
February 29, 2016
Trump’s Tacky 401(k) Trail
Let’s all remember The Huffington Post moved its coverage of Donald Trump to the entertainment page in an…
February 26, 2016
401(k) Keys to a Responsible Plan: Trust, but Verify
A company’s new executive team was recently tasked with becoming the fiduciaries for the company’s 401(k) plan, which…
February 26, 2016
401(k) Fact: Employees Want More Help with Retirement Planning
Time flies. It’s been a decade since the passage of the Pension Protection Act, and a new survey…
February 25, 2016
The ‘Explosion’ of Collective Trusts in 401(k)s
Collective investment trusts might be he scrawny younger sibling to brawny older mutual funds, but they’re coming on…
February 23, 2016
What’s Fueling the ‘Resurgence’ of Stable Value in 401(k)s?
Its reputation recently took a hit, but money market worries and the resulting reform have stable value back…
February 23, 2016
Percentage of Employers Still Offering Defined Benefits is …
The shift from defined benefit plans to 401(k)s has been swift and dramatic, but here’s a stat that…
February 22, 2016
Social Security Benefits Betrayal: ‘Anyone Who Supported This Bill Should Be Ashamed’
401(k) advisors know (or should know) about the importance of coordinating Social Security with the 401(k) portfolio. They should also know…
February 19, 2016