Browsing Tag
Auto-Escalation
25 posts
Average 401(k) Savings Rate Hits New High
American workers are saving a higher percentage of their compensation than ever in their 401(k)s (or “409ks” as…
How 401(k) Auto Enrollment Can Lead to Lower Deferral Rates
Auto-enrollment almost doubles 401(k) plan participation, but can also result in participants saving less than those who voluntarily…
How High Should Auto-Escalation Go in 401(k) Plans?
We ask Anne Lester, portfolio manager and Head of Retirement Solutions for J.P. Morgan Asset Management, about target-date funds, the 'auto' revolution and more.
Clear, Confusing? Public Perception of Auto Enrollment, Escalation
The “auto” revolution (enrollment, deferral, escalation) in 401k and similar retirement plans is widely regarded as one of…
Unintended Consequences of Stretching the 401(k) Match
When it comes to behavioral nudges to encourage higher participation and contribution rates in 401(k)s, stretching the match…
5 Ideas to Push 401(k) Auto Innovation Forward
Without a doubt, the defined contribution “auto-revolution” (auto-enrollment, auto-deferral, auto-escalation) has had a major impact on the savings…
Don’t Fret! Here’s How to Fix 401(k) Elective Deferral Failures
In order to encourage employers to use plan designs that include automatic contribution features (such as auto enrollment…
Why 401(k) Auto-Features are a Blessing and a Curse
Explore effective 401(k) plan design strategies as Sarah Keibler discusses flexibility, auto-enrollment, and improving retirement outcomes.
As Good as It Gets: What Advisors Want and Need from 401(k) Fintech
Ask top advisor Dorann Cafaro what she needs from 401(k) fintech firms and recordkeepers and you’ll get a…
No Surprise: 401(k) Auto-Enrollment on the Rise
The number of 401(k) and similar defined contribution plans with an automatic enrollment feature nearly doubled over the…