Browsing Tag
Defined Contribution Plan (DC Plan)
398 posts
A defined contribution (DC) plan is a type of retirement plan where the employer, employee, or both, make regular contributions to individual accounts for each participant. The final benefit amount depends on the contributions made and the investment performance of those contributions, rather than being predetermined. Common examples include 401(k) plans and 403(b) plans.
Plan Sponsors Show Rising Interest for Consultancy Services
A growing number of plan sponsors are also using 3(38) investment managers, finds Morgan Stanley
3 Ways Financial Guidance Adds Value for 401(k) Plan Participants and Employers
Tom Conlon of Morgan Stanley explains how advisors and sponsors can use financial guidance to drive 401(k) engagement
T. Rowe Price, Pacific Life Partner on New In-Plan Lifetime Income Solution
Managed Lifetime Income combines a managed payout investment from T. Rowe Price with a QLAC from Pacific Life
DC Participants Interested, But Skeptical, in Alternative Investments
Over half of respondents to a Schroders survey say they would allocate less than 10% of retirement assets to alternatives
Multiple Job Transitions Could Result in $300K Retirement Savings Loss
Forty-four percent of workers in a Vanguard dataset either increased or maintained their savings rate when switching employers
401(k) Participants Express Strong Interest in Guaranteed Lifetime Income
American Century survey finds 92% interested in using workplace accounts to generate income in retirement
Combining Annuity with Drawdown Strategy Balances Retirement Income with Liquidity: White Paper
T. Rowe Price paper reveals how doing so can provide a high level of retirement income; Company also announces 2025 launch of new investment institute
Employees Prefer In-Plan Retirement Income Features
The DC survey from Invesco underlines the idea that more participants want to be involved in their retirement investments
‘Financial Grit’ Among Key Behaviors Overcoming Savings Vortex
The annual study by Goldman Sachs Asset Management identifies leading behaviors and benefits that can help workers achieve retirement success
2025 No Time for a Retirement Tax Hike: ICI CEO
Investment Company Institute leader Eric J. Pan warns lawmakers likely to consider tax policy changes next year that will harm retirement investors—which he stresses would be a mistake