Browsing Tag
Defined Contribution Plan (DC Plan)
412 posts
A defined contribution (DC) plan is a type of retirement plan where the employer, employee, or both, make regular contributions to individual accounts for each participant. The final benefit amount depends on the contributions made and the investment performance of those contributions, rather than being predetermined. Common examples include 401(k) plans and 403(b) plans.
Redefining 401(k) Data Collection for Racial and Gender Groups
Research released today by the Collaborative for Equitable Retirement Savings hopes to change how data is gathered to mitigate racial and gender disparities
Investors with Formal Financial Plan Enter Retirement with Double the Wealth of Those Who Don’t
T. Rowe Price report finds those with a plan also likely to contribute more to retirement
Addressing the Racial/Ethnicity Retirement Plan Gap: It’s More Than Demographics
David Blanchett explores reasons behind the lower than average participation rates of Black and Hispanic workers
Folly of ‘Timing the Market’ Explained in JPMAM’s 2024 Guide to Retirement
Out today, J.P. Morgan Asset Management’s 12th annual guide analyzes the most significant issues impacting retirement
TDFs Continue as Leading Investment Vehicle in DC Retirement Plans
Almost all clients offer TDF options, with the investment representing close to half of all plan assets, reports NEPC
Senate Committee Agrees that Social Security is Essential—Not Much Else
Opinion: Why Wednesday’s Senate HELP Committee hearing missed the mark—wrong issue, wrong committee
DB vs. DC: Wednesday Senate Hearing Dives Deep Into ‘Retirement Crisis’
Sen. Bill Cassidy leads defense of 401(k)s in back-and-forth HELP Committee hearing with disagreements about “crisis” causes and solutions
Sanders, Cassidy, Ghilarducci Among Those Pushing Pensions in Washington This Week
Conference Tuesday and senate hearing Wednesday feature agendas favoring DB plans in response to “retirement crisis”
How Asset Managers Can Get ‘Dabblers’ to Pursue More DC Business: Cerulli
Cerulli Edge report says asset managers should position themselves as strategic partners for broker/dealer-based advisors seeking to bridge their retirement plan and wealth businesses
Nearly Three Quarters of Higher Ed Institutions List Retirement Readiness as Top Concern
Transamerica's latest Pulse survey lists participants' retirement preparedness as a leading worry among institutions, but rising costs of living and inflation take the top concern for all