Browsing Tag
Defined Contribution Plan (DC Plan)
384 posts
A defined contribution (DC) plan is a type of retirement plan where the employer, employee, or both, make regular contributions to individual accounts for each participant. The final benefit amount depends on the contributions made and the investment performance of those contributions, rather than being predetermined. Common examples include 401(k) plans and 403(b) plans.
U.S. Retirement Assets Back to Setting Record Highs in Q2: ICI
Total assets up 6% in second quarter after dropping in Q1; retirement assets account for 34% of all household financial assets
What Happens to the 401(k)? Defined Contribution Decisions During M&A
Mindy Zatto and David Runsick of Strategic Benefits Advisors explore practical strategies for handling DC plans during acquisitions
Cerulli, DCALTA, Challenge Private Market in DC Plans Myths
The whitepaper challenges four common theories associated with alternative investments in retirement plans
3 Benefit Strategies to Reduce Employee Financial Stress
New study from Lincoln Financial reveals majority of full-time employees need more financial support—and strengthening retirement benefits a key way to help
Bill Aims to Reconnect Workers with Lost Retirement Accounts
The “Unclaimed Retirement Rescue Act” would allow states to run unclaimed property programs for retirement assets
Almost Half of 401(k) Participants Would Invest in Private Markets if Offered: Study
New data from Schroders finds interest has increased and 77% would raise their contribution rate
Private Equity in 401(k) Plans: Policy Shift or Practical Reality?
Executive Order or not, 90 North Consulting’s Eric Dyson stresses that nothing in it requires addition of private equity to a defined contribution plan
Trump Signing EO Today Enabling Private 401(k) Investments
Executive order directing DOL and SEC to provide guidance to employers caps months of speculation; alternative assets including real estate and cryptocurrency also included
Empower Reports 13% Q2 Earnings Increase
Increase credited to expansion across core lines; new launches in private markets, healthcare benefits, and equity compensation
DCALTA Issues Set of Principles to Guide DC Plan Stakeholders on Use of Private Market Investments
As push for private equity in 401(k)s intensifies, new guide for plan fiduciaries and financial professionals focuses on responsible integration of these asset classes