Browsing Tag
Defined Contribution Plan (DC Plan)
412 posts
A defined contribution (DC) plan is a type of retirement plan where the employer, employee, or both, make regular contributions to individual accounts for each participant. The final benefit amount depends on the contributions made and the investment performance of those contributions, rather than being predetermined. Common examples include 401(k) plans and 403(b) plans.
New Brief Argues for Reallocating 401(k) Tax Expenditures to Social Security
The CRR at Boston College claims that rollbacks from 401(k) tax preferences could help Social Security's long-term funding gap
January 16, 2024
IRS Issues Guidance for Plan Sponsors Setting Up Emergency Savings Accounts Under SECURE 2.o
Guidance focused on reasonable measures employers can take to discourage potential manipulation of PLESA matching contribution rules
January 12, 2024
Strive Launches PEP Prioritizing Investment Philosophy of Shareholder Value Maximization
Pooled employer plan debuts this week in partnership with Ameritas, AmericanTCS and Traphagen CPAs and Wealth Advisors
January 12, 2024
DOL Sues Defunct Maryland Biz for Unremitted 401(k) Contributions
Co-owner fiduciaries of computer forensics firm failed to remit $44,000 to plan over five years
January 10, 2024
3M to Freeze U.S. Pension Plan in 2028 in Favor of 401(k)s
Move from a pension plan to a 401(k) structure has been underway since company closed its pension plan to new hires in 2009
January 9, 2024
‘Personalized Investing’ is Future of DC: Wilshire
New white paper highlights trends and evolution of multi-asset portfolio solutions in the defined contribution space, particularly TDFs and Managed Accounts
December 5, 2023
Next 12 Months Could be Tipping Point for In-Plan Annuities
New LIMRA study explores challenges and opportunities for adding in-plan guaranteed lifetime income solutions in retirement plans
November 28, 2023
Aon PEP Tops $2 Billion Plateau
Company reports the pooled employer plan launched on Day 1 in 2021 has doubled during the last year with more than 70 employers and over 50,000 participants
November 28, 2023
IBM 401(k) Replacement Elicits Questions from Retirement Leaders
The company's move to change its 401(k) match poses the question of a bigger shift to the defined benefit market
November 22, 2023
401(k) Balances (and Millionaires) Dip Slightly in Q3: Fidelity
Recordkeeper’s new report out today reveals retirement account balances down for the quarter, but 401(k)s still up double-digits from a year ago
November 20, 2023