Browsing Tag
Defined Contribution Plan (DC Plan)
398 posts
A defined contribution (DC) plan is a type of retirement plan where the employer, employee, or both, make regular contributions to individual accounts for each participant. The final benefit amount depends on the contributions made and the investment performance of those contributions, rather than being predetermined. Common examples include 401(k) plans and 403(b) plans.
8 Ways SECURE 2.0 Will Enhance Retirement
Transamerica Institute and Transamerica Center for Retirement Studies highlights the top ways new legislation will improve and expand upon retirement security
How SECURE 2.0 Validates Emergency Savings Initiatives
The new retirement legislation would finally link emergency savings to retirement, legitimizing its importance as a separate savings account for workers
The Youngest Workforce is Also the Most Financially Confident
Recent data by Northwestern Mutual finds Gen Zers are the most determined in their quest to financial security
Total Retirement Assets Fell in Q3 2022
Recently published ICI data finds U.S. retirement assets fell 4.5% from the second quarter of 2022
Sticking with Stocks: Retirement Savers in 2022
Latest ICI research shows 401k participants remain committed to their asset allocations
December Top Advisor by Participant Outcomes (TAPO)—Keith Gredys
Combine plainspoken Iowa advice and highly proficient technical knowledge, and you get Keith Gredys. You also get significant…
Younger 401(k) Participants Favor Investment in Equities
Joint EBRI/ICI study finds younger investors much more comfortable holding a significant portion of savings in equities than older participants
Protecting Retirement Portfolios in a Bear Market
Inflation worries have reached retirement portfolios, but there are ways to mitigate risk
Fidelity 401(k) Report Card: Silver Linings Among More Declines in Q3
Average 401k balance drops below the six-figure mark, but participants haven’t cut back on contribution rates
How Engaged 401k Participants are Saving Significantly More
Taking full advantage of employer match among the ways engaged participants are socking away 56% more than unengaged participants, new research from Empower finds