Browsing Tag
Defined Contribution Plan (DC Plan)
412 posts
A defined contribution (DC) plan is a type of retirement plan where the employer, employee, or both, make regular contributions to individual accounts for each participant. The final benefit amount depends on the contributions made and the investment performance of those contributions, rather than being predetermined. Common examples include 401(k) plans and 403(b) plans.
Younger 401(k) Participants Favor Investment in Equities
Joint EBRI/ICI study finds younger investors much more comfortable holding a significant portion of savings in equities than older participants
Protecting Retirement Portfolios in a Bear Market
Inflation worries have reached retirement portfolios, but there are ways to mitigate risk
Fidelity 401(k) Report Card: Silver Linings Among More Declines in Q3
Average 401k balance drops below the six-figure mark, but participants haven’t cut back on contribution rates
How Engaged 401k Participants are Saving Significantly More
Taking full advantage of employer match among the ways engaged participants are socking away 56% more than unengaged participants, new research from Empower finds
FTX Meltdown Doesn’t Alter Crypto 401k Prediction: Ric Edelman
‘If all you ever do is look at bitcoin’s price, you’d swear that it’s a tulip bulb or a Beanie Baby,’ Edelman said
Recession Fears Not Stopping Women from Maintaining (or Increasing) 401k Contributions
New research from HerMoney and the Alliance for Lifetime Income find 92% plan to maintain or increase their 401k and IRA contributions even if the U.S. enters a recession
Surprising Findings About Participant Retirement Income Perceptions: Invesco’s Greg Jenkins
Our friends at Invesco recently released a voluminous new study exploring 401k plan participant and plan sponsor preferences for generating…
SPARK Institute Releases Updated Cybersecurity Standards for Plan Sponsors and Advisors
Collaborative effort between recordkeepers and consultants leads to updated Data Security Best Practices and new Plan Sponsor & Advisor Guide to Cybersecurity to strengthen the retirement industry’s defenses against cyber criminals
Coming Soon to a 401(k) Plan Near You: Personalized Target Date Accounts
Why to consider an emerging disruptive innovation that combines managed accounts with TDFs
Joe DeNoyior on the Entrepreneurial Attitude Underlying HUB’s Success
The National RPW division president explains the firm’s competitive edge and what it will take to sustain the 401k space moving forward