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Defined Contribution Plan (DC Plan)
398 posts
A defined contribution (DC) plan is a type of retirement plan where the employer, employee, or both, make regular contributions to individual accounts for each participant. The final benefit amount depends on the contributions made and the investment performance of those contributions, rather than being predetermined. Common examples include 401(k) plans and 403(b) plans.
Why We Desperately Need Defined Contribution Plans
One of the knocks against defined contribution plans is that individuals “are now responsible for their own retirement,”…
401ks Would Benefit from Private Equity Investments, Study Says
Including private equity funds in 401k plan portfolios would improve performance and lower overall portfolio risk, according to…
New Course Focuses on How to Design a Successful DC Plan
A comprehensive new online course, “Designing a Successful Defined Contribution Plan,” has just been launched by Fiduciary Education.
What Next-Gen 401(k) Plans Will Look Like
Defined contribution (DC) plans do a good job—but they could do better. Coverage, adequacy, technology, a lack of…
6 Fun and Furious Movie Lines About Retirement and 401(k)s
The House How are 401(k)s portrayed in movies and pop culture? It’s cliché to ask if life imitates…
Case Study: Town’s Change from DB to DC Plan Having Desired Effect
How about a quick case study on a charming little seaside town that recently switched from a defined…
401(k) Recordkeeper Data Shows Solid Saving Trends
Good news on the 401(k)-participant behavior front. Americans continued to save for retirement through defined contribution plans early this…
5 Strategies to Demonstrate You’re the Right Client Fit
“Differentiation” is a term frequently used in sales. Advisors have been trained to search out and sell their…
DOL Gives 401(k) ‘Auto Portability’ Major Boost
Auto portability retirement plans streamline savings transfers, cut cash-outs, and help preserve billions in retirement savings.
Small Businesses (Really) Like 401(k) MEP Concept
The announcement of a new rule from the Department of Labor to make it easier for small businesses…