Browsing Tag
Defined Contribution Plan (DC Plan)
398 posts
A defined contribution (DC) plan is a type of retirement plan where the employer, employee, or both, make regular contributions to individual accounts for each participant. The final benefit amount depends on the contributions made and the investment performance of those contributions, rather than being predetermined. Common examples include 401(k) plans and 403(b) plans.
What Would Happen if 401(k)s Went Away?
Do we really need 401(k)s and similarly designed employee-retirement plans? Is there anything better? What would happen if…
Yale Prof REALLY Wrong on 401(k) ‘Failure’
401(k) retirement debate myths debunked, addressing coverage, fees, and Social Security comparisons with clear facts.
The U.K. Tried Nationwide DC Auto-Enrollment, Here’s the Result
We weren’t quite sure how to process the information when it was first reported in 2017, and haven’t…
DC Assets Took Hit in Fourth Quarter Rout
U.S. retirement assets 2018 fell 7.4% in Q4, dropping to $27.1 trillion as market volatility hit 401(k), IRA, and DC plans.
2 in 3 Americans Don’t Know Much About IRAs
Lack of knowledge is the biggest obstacle preventing Americans from investing in an IRA, according to new research…
Sea Change: Global DC Assets Exceed DB Assets for First Time
Defined contribution (DC) assets account for over 50 percent of total assets across the world’s seven largest pension…
Americans Very Confident in 401(k) Plans – and Say ‘Hands Off’ to Feds
Explore 401(k) retirement savings confidence as most Americans value control, tax perks, and oppose federal changes.
GAO: U.S. Should Re-Evaluate Retirement Financing
Nation’s retirement system needs comprehensive evaluation to better promote future retirement security and stave off potential insolvencies.
3 Top Priorities of 401(k) Plan Sponsors Now
Cybersecurity is as low priority(!), while improving the company match rated higher. They’re just a few of the…
New Study Fails Basic Math in Teacher 401k, Pension Debate
People like pensions—who knew? News hit over the holidays that teachers are quitting the profession at the highest…