Browsing Tag
Defined Contribution Plan (DC Plan)
412 posts
A defined contribution (DC) plan is a type of retirement plan where the employer, employee, or both, make regular contributions to individual accounts for each participant. The final benefit amount depends on the contributions made and the investment performance of those contributions, rather than being predetermined. Common examples include 401(k) plans and 403(b) plans.
Global Retirement Assets Bounce Back—Big Time
Strong equity gains in some of the largest markets worldwide caused global retirement assets to soar in 2019. Here's why.
Alarming Number of Retirees Rely Solely on Social Security
A new report finds that a large portion—40%—of older Americans rely only on Social Security income in retirement.…
Recordkeeper Data Shows ‘Ongoing Commitment’ to Retirement Saving
401(k) participant activity 2019 shows steady saving habits, low withdrawals, and continued commitment to retirement plans.
Nearly Half of Families Have ‘No Retirement Savings,’ However …
Whom to believe? New research from the left-leaning Economic Policy Institute finds that the shift to defined contribution…
Why We Desperately Need Defined Contribution Plans
One of the knocks against defined contribution plans is that individuals “are now responsible for their own retirement,”…
401ks Would Benefit from Private Equity Investments, Study Says
Including private equity funds in 401k plan portfolios would improve performance and lower overall portfolio risk, according to…
New Course Focuses on How to Design a Successful DC Plan
A comprehensive new online course, “Designing a Successful Defined Contribution Plan,” has just been launched by Fiduciary Education.
What Next-Gen 401(k) Plans Will Look Like
Defined contribution (DC) plans do a good job—but they could do better. Coverage, adequacy, technology, a lack of…
6 Fun and Furious Movie Lines About Retirement and 401(k)s
The House How are 401(k)s portrayed in movies and pop culture? It’s cliché to ask if life imitates…
Case Study: Town’s Change from DB to DC Plan Having Desired Effect
How about a quick case study on a charming little seaside town that recently switched from a defined…