Browsing Tag
Defined Contribution Plan (DC Plan)
412 posts
A defined contribution (DC) plan is a type of retirement plan where the employer, employee, or both, make regular contributions to individual accounts for each participant. The final benefit amount depends on the contributions made and the investment performance of those contributions, rather than being predetermined. Common examples include 401(k) plans and 403(b) plans.
401(k) Recordkeeper Data Shows Solid Saving Trends
Good news on the 401(k)-participant behavior front. Americans continued to save for retirement through defined contribution plans early this…
5 Strategies to Demonstrate You’re the Right Client Fit
“Differentiation” is a term frequently used in sales. Advisors have been trained to search out and sell their…
DOL Gives 401(k) ‘Auto Portability’ Major Boost
Auto portability retirement plans streamline savings transfers, cut cash-outs, and help preserve billions in retirement savings.
Small Businesses (Really) Like 401(k) MEP Concept
The announcement of a new rule from the Department of Labor to make it easier for small businesses…
What Would Happen if 401(k)s Went Away?
Do we really need 401(k)s and similarly designed employee-retirement plans? Is there anything better? What would happen if…
Yale Prof REALLY Wrong on 401(k) ‘Failure’
401(k) retirement debate myths debunked, addressing coverage, fees, and Social Security comparisons with clear facts.
The U.K. Tried Nationwide DC Auto-Enrollment, Here’s the Result
We weren’t quite sure how to process the information when it was first reported in 2017, and haven’t…
DC Assets Took Hit in Fourth Quarter Rout
U.S. retirement assets 2018 fell 7.4% in Q4, dropping to $27.1 trillion as market volatility hit 401(k), IRA, and DC plans.
2 in 3 Americans Don’t Know Much About IRAs
Lack of knowledge is the biggest obstacle preventing Americans from investing in an IRA, according to new research…
Sea Change: Global DC Assets Exceed DB Assets for First Time
Defined contribution (DC) assets account for over 50 percent of total assets across the world’s seven largest pension…