Browsing Tag
Defined Contribution Plan (DC Plan)
398 posts
A defined contribution (DC) plan is a type of retirement plan where the employer, employee, or both, make regular contributions to individual accounts for each participant. The final benefit amount depends on the contributions made and the investment performance of those contributions, rather than being predetermined. Common examples include 401(k) plans and 403(b) plans.
DC Plan Distribution Policies in Desperate Need of Upgrade
401k advisors and their plan sponsor-clients might want to take a closer look at the ways in which…
How ‘Mega Roths’ Help 401k Plans
Do you have plan sponsor-clients who want to allow participants to contribute more Roth monies to a defined…
Differences Shrink Between DC and DB Plan Returns
DC plan returns are rising, narrowing the gap with DB funds as improved design and lower costs boost performance over time.
More Employers Report 401(k) Plan Enhancements
With life expectancy increasing, pensions becoming all but a thing of the past, health care costs rising and so on, saving for retirement has never been more critical. Yet many workers still aren’t saving enough. The good news: employers are seemingly taking steps to help them out.
How Committed Are 401(k) DC Plan Participants To Saving?
Can’t stop, won’t stop. The vast majority of defined contribution (DC) plan participants are habitually contributing to their…
Survey Says: 401(k) Participation, Contributions on the Rise
When it comes to 401k saving and investing, things are looking up—literally. Surging confidence in the stock market…
What’s Going on with Managed Accounts in 401(k)s?
Despite solid growth, defined contribution (DC) managed account assets are being starkly under-utilized by retirement savers according to the latest research from Cerulli Associates.
How Did 401(k) Assets Fare in Third Quarter?
A booming economy in part contributed to a further rise in 401(k) balances, as well as retirement assets…
10 Retirement Terms in Desperate Need of an Update
Explore 10 outdated defined contribution terms redefined for today’s evolving retirement landscape to improve clarity and outcomes.
A Great Niche for 401(k) Plan Advisors
Health care institution retirement plans survey shows shift from 403(b) to 401(k) and highlights strategies to boost employee savings.