Browsing Tag
Defined Contribution Plan (DC Plan)
412 posts
A defined contribution (DC) plan is a type of retirement plan where the employer, employee, or both, make regular contributions to individual accounts for each participant. The final benefit amount depends on the contributions made and the investment performance of those contributions, rather than being predetermined. Common examples include 401(k) plans and 403(b) plans.
Americans Very Confident in 401(k) Plans – and Say ‘Hands Off’ to Feds
Explore 401(k) retirement savings confidence as most Americans value control, tax perks, and oppose federal changes.
GAO: U.S. Should Re-Evaluate Retirement Financing
Nation’s retirement system needs comprehensive evaluation to better promote future retirement security and stave off potential insolvencies.
3 Top Priorities of 401(k) Plan Sponsors Now
Cybersecurity is as low priority(!), while improving the company match rated higher. They’re just a few of the…
New Study Fails Basic Math in Teacher 401k, Pension Debate
People like pensions—who knew? News hit over the holidays that teachers are quitting the profession at the highest…
Why 401(k) Plan Sponsors Incorporate Sustainable Investing in DC Menus
Adoption of Sustainable Investing (SI) strategies, or those that integrate Environmental, Social and Governance (ESG) goals, has seen…
MIT Contest Seeks Retirement Saving Plan Replacement
The writing is on the wall for defined benefit (DB) plans, and everybody knows it. They’re all but extinct in the private sector and headed in the same direction within the public. Still some employers, particularly cities and states, are clinging to the DB model despite its prohibitive costs and unsustainable nature.
7 Attributes of an Excellent DC Plan
“How does our retirement plan compare to others?” This is a common question when an organization evaluates key…
Slideshow: ‘Who Wins?’ 8 Countries Ranked by Retirement Happiness
Great news: research has uncovered the key to retiring happy. Even better news: the formula is simple and…
Why Are More Job Hoppers Leaving Their 401(k)s With Ex-Employers?
401(k) participants often leave assets with former employers, content with investment performance and in-plan options
Recordkeeper Data Show 401(k) Defined Contribution Dedication
DC plan contributions stayed strong in early 2018, with most participants continuing to save and invest despite market fluctuations.