Browsing Tag
Defined Contribution Plan (DC Plan)
412 posts
A defined contribution (DC) plan is a type of retirement plan where the employer, employee, or both, make regular contributions to individual accounts for each participant. The final benefit amount depends on the contributions made and the investment performance of those contributions, rather than being predetermined. Common examples include 401(k) plans and 403(b) plans.
5 Ways to Help 401(k) Plan Sponsors Steer Clear of Lawsuits
Retirement plan sponsors have a continuing fiduciary duty to plan participants in a defined contribution plan. Navigating the…
401(k) Plan Sponsors Hesitate to Incorporate ESG
ESG investing is growing, but adoption remains low. Discover trends, challenges, and opportunities shaping sustainable investments.
Will More 401(k)s Finally Provide Guaranteed Lifetime Income?
Ask and you shall receive. Hopefully. Eventually. Research revealing what many 401(k) savers truly want—a guaranteed income income…
How Did 401k Participants Behave Last Year?
Present (and positive) trends continue. Almost all 401k and other defined contribution plan participants kept contributing to their…
DC Plan Distribution Policies in Desperate Need of Upgrade
401k advisors and their plan sponsor-clients might want to take a closer look at the ways in which…
How ‘Mega Roths’ Help 401k Plans
Do you have plan sponsor-clients who want to allow participants to contribute more Roth monies to a defined…
Differences Shrink Between DC and DB Plan Returns
DC plan returns are rising, narrowing the gap with DB funds as improved design and lower costs boost performance over time.
More Employers Report 401(k) Plan Enhancements
With life expectancy increasing, pensions becoming all but a thing of the past, health care costs rising and so on, saving for retirement has never been more critical. Yet many workers still aren’t saving enough. The good news: employers are seemingly taking steps to help them out.
How Committed Are 401(k) DC Plan Participants To Saving?
Can’t stop, won’t stop. The vast majority of defined contribution (DC) plan participants are habitually contributing to their…
Survey Says: 401(k) Participation, Contributions on the Rise
When it comes to 401k saving and investing, things are looking up—literally. Surging confidence in the stock market…