Browsing Tag
Defined Contribution Plan (DC Plan)
398 posts
A defined contribution (DC) plan is a type of retirement plan where the employer, employee, or both, make regular contributions to individual accounts for each participant. The final benefit amount depends on the contributions made and the investment performance of those contributions, rather than being predetermined. Common examples include 401(k) plans and 403(b) plans.
Private Equity in 401(k) Plans: Policy Shift or Practical Reality?
Executive Order or not, 90 North Consulting’s Eric Dyson stresses that nothing in it requires addition of private equity to a defined contribution plan
Trump Signing EO Today Enabling Private 401(k) Investments
Executive order directing DOL and SEC to provide guidance to employers caps months of speculation; alternative assets including real estate and cryptocurrency also included
Empower Reports 13% Q2 Earnings Increase
Increase credited to expansion across core lines; new launches in private markets, healthcare benefits, and equity compensation
DCALTA Issues Set of Principles to Guide DC Plan Stakeholders on Use of Private Market Investments
As push for private equity in 401(k)s intensifies, new guide for plan fiduciaries and financial professionals focuses on responsible integration of these asset classes
Private Markets Gain Ground in DC Plans; But Education, Legal Clarity Remain Hurdles
As regulatory clarity improves and product innovation continues, Meketa Capital CEO Michael Bell says private markets could play a critical role in shaping the next generation of retirement strategies
Empower Defends Private Markets in 401(k)s Move in Response to Warren Letter
Recordkeeper advocates for responsible access; highlights growing worker interest and describes framework for integration with 401(k) plans
Great Gray’s New TDF Solution with Private Markets Access to be Powered by BlackRock’s Proprietary Glidepath
BlackRock research shows how purpose-built private markets exposures can deliver 50 bps of additional performance for target date funds, translating into 15% more for retirees
CRR Brief Challenges Pension Participation Claim
The CRR looks into whether participation in private sector plans has improved over the decades
Total U.S. Retirement Assets Down 1.6% in Q1 2025; IRAs Growing Faster than DC
New reports from the Investment Company Institute and Hearts & Wallets put defined contribution assets at $12.2 trillion compared to $16.8 trillion in individual retirement accounts
Why 401(k)s Can’t be ‘One-Size-Fits-All’ Anymore
Invesco research finds participants crave increased personalization, simplified communication, and support for the financial realities they face today