Browsing Tag
Defined Contribution Plan (DC Plan)
398 posts
A defined contribution (DC) plan is a type of retirement plan where the employer, employee, or both, make regular contributions to individual accounts for each participant. The final benefit amount depends on the contributions made and the investment performance of those contributions, rather than being predetermined. Common examples include 401(k) plans and 403(b) plans.
What Will the Future 401(k) Industry Bring?
Coming changes in the retirement industry represent a seismic shift decades in the making. Simply put, a comfortable…
Empower’s Ed Murphy Calls for Unity, Focus at 401(k) Conference
Ed Murphy isn’t going to take it lying down. Despite criticism of the 401(k) savings vehicle, most recently…
What We Can Learn from the Brits’ Retirement ‘Scheme’
The United States 401(k)-style defined contribution (DC) system is large by global standards, but most in the industry…
Do 401(k)s Create Income Inequality?
Income inequality, the term du-jour for pundits and politicians in an election year, can now be applied to…
ETFs In 401(k)s: 3 Reasons for a Solid Look
WHILE EXCHANGE TRADED FUNDS themselves aren’t new, they are relatively new to 401(k) and other defined contribution retirement…
401(k) Fail: The Hidden Cost of Defined Contribution Surprises
Who doesn’t love a surprise? Surprise party, surprise gift, surprise trip …. But when it comes to your…
Employees Want More 401(k) Help from Employers
In what could be a major differentiator in recruitment and retention for companies that do it right, a…
Why the 401(k) Opportunity is so Big for Advisors
A recent study from the Schwartz Center for Economic Policy Analysis at The New School titled “Are U.S.…