Browsing Tag
Defined Contribution Plan (DC Plan)
412 posts
A defined contribution (DC) plan is a type of retirement plan where the employer, employee, or both, make regular contributions to individual accounts for each participant. The final benefit amount depends on the contributions made and the investment performance of those contributions, rather than being predetermined. Common examples include 401(k) plans and 403(b) plans.
Agency Predicts ‘$224 Trillion Retirement Gap’ (Seriously)
Human sacrifice, dogs and cats living together—mass hysteria. Not to be flip about the World Economic Forum’s prediction of…
Shocker! (Not): 401k Participants Want Help With Rollovers
This shouldn’t be news for 401k advisors, but it is—401k participants want help with rollovers. In fact, eight in…
Nuveen Makes Major Additions in DCIO Space
Nuveen DCIO Growth continues with new executive appointments, strengthening retirement plan investment solutions and advisor support.
Do 401(k)s Contribute to ‘Income Inequality?’
The 401(k) savings gap shows higher-educated workers enroll and save more, increasing long-term retirement inequality.
What Will the Future 401(k) Industry Bring?
Coming changes in the retirement industry represent a seismic shift decades in the making. Simply put, a comfortable…
Empower’s Ed Murphy Calls for Unity, Focus at 401(k) Conference
Ed Murphy isn’t going to take it lying down. Despite criticism of the 401(k) savings vehicle, most recently…
What We Can Learn from the Brits’ Retirement ‘Scheme’
The United States 401(k)-style defined contribution (DC) system is large by global standards, but most in the industry…
Do 401(k)s Create Income Inequality?
Income inequality, the term du-jour for pundits and politicians in an election year, can now be applied to…
ETFs In 401(k)s: 3 Reasons for a Solid Look
WHILE EXCHANGE TRADED FUNDS themselves aren’t new, they are relatively new to 401(k) and other defined contribution retirement…
401(k) Fail: The Hidden Cost of Defined Contribution Surprises
Who doesn’t love a surprise? Surprise party, surprise gift, surprise trip …. But when it comes to your…